Ukuhweba Okuzuzisayo Emibhalweni Yokulinganiswa Kwemali Yezindleko
Iningi lamazinga okushintshanisa imali emhlabeni angaphansi kwesilinganiso sokushintshana esintantayo lapho amandla ezimakethe avunyelwe ukunquma inani lawo ngokuqhathaniswa nezinye izinhlobo zemali. Phakathi kwezinto eziyinhloko ezithinta amanani okushintshaniswa ngaphansi kwalolu hlelo ukutshalwa kwezimali kanye nokugeleza kwezohwebo. Kodwa-ke, ibhange elikhulu lingase likhethe ukungenelela ezimakethe uma inani lemali lenyuka ngokuzumayo phakathi nesikhathi esifushane kangangokuthi lisongela ukukhula komnotho. Indlela eyinhloko yokuthi ibhange elikhulu lingenelele iwukudayisela izimali zalo ezibambile ukuze kuzinze inani lemali.
Kodwa-ke, akuzona zonke izizwe ezivumela amazinga okushintshaniswa kwemali ukuthi antante. Kwezinye izimo, izwe lingase likhethe ukuba nenani lemali eligxilile elixhunywe kolunye uhlobo lwemali. I-Hong Kong, isibonelo, ifake imali yayo kudola laseMelika kusukela ngo-1982 ngenani elilinganiselwa ku-HK$7.8 ukuya ku-$1. Isikhonkwane sedola laseMelika, njengoba izinga elimisiwe saziwa ngokusemthethweni, lisize indawo ezimele ukuthi ikwazi ukusinda enkingeni yezimali yase-Asia kanye nokuphahlazeka kwebhange lokutshala imali le-Lehman Brothers ngo-2008. Ezimisweni zesilinganiso sokushintshaniswa kwemali engaguquki, okuwukuphela kwendlela izinga lokushintshanisa imali elingashintsha ngayo iwukuthi ibhange elikhulu likhetha ngamabomu ukulinciphisa.
Kungenzeka ukuthi umhwebi enze uhwebo olunenzuzo ngaphansi kwemithetho yezilinganiso zokushintshanisa ngemali engaguquki uma kunesimo esiphuthumayo esikhuthaza ibhange eliyinhloko ukuba lehlise inani lemali yabo. Kodwa kuzodinga ukuthi babe nolwazi oluningi. Isibonelo, njengoba beshoda ngemali, kufanele bazi inani lemali egcinwe yibhange elikhulu, njengoba lokhu kuzobatshela ukuthi ibhange lingakwazi ukugcina isikhathi esingakanani ngaphambi kokuba liphoqwe ukuba lehlise inani. Kanti futhi kungenzeka ukuthi izwe litakulwe ngomakhelwane balo noma izinhlangano ezifana ne-International Monetary Fund (IMF).
Kwezinye izimo, noma kunjalo, ibhange eliphakathi lingase likhethe ngamabomu ukunciphisa inani lemali yalo, lapho umthengisi wemali engenza ukuhweba okunenzuzo. Nokho, kunezinkinga ezimbili ezingase zithiye umthengisi ekwenzeni inzuzo: ukuguquguquka okulinganiselwe okungenzeka kube khona uhlobo lwemali olufushane, okuzokhawulela inzuzo engaba khona kanye nenani elincane uma kuqhathaniswa labadayisi be-forex abahweba ngezinhlobo zemali ezingashintshi. Ukwengeza, umhwebi kuyodingeka abheke umthengisi ohlinzeka ngesicelo esincane sokusabalalisa ukuze aqinisekise ukuthi inzuzo ngeke idliwe yizindleko zabathengi.
Imali eyodwa enezilinganiso zokushintshisana ngemali umhwebi angathatha isikhundla sayo yi-Saudi Riyal, exhunywe kudola laseMelika. Lokhu kuqinisekisa ukuzinza kwe-riyal, esiza ukulawula ukwehla kwamandla emali, kanye nokuqinisa ubuhlobo phakathi kwamazwe amabili. Kwesinye isikhathi, nokho, i-riyal iyashintshashintsha uma iqhathaniswa nedola ngenxa yamahemuhemu okuthi isizonqamula isikhonkwane noma ukuthi izojoyina i-Gulf Economic Union ehlongozwayo futhi esikhundleni seriyali ifake imali eyodwa yaleyo bloc. Lokhu kunyakaza kunikeza umhwebi onesineke ithuba lokwenza inzuzo ephephile esebenzisa amandla aphezulu kanye nengozi encane yokuguquguquka.
« Izici ezine ezibalulekile ezithinta amazinga wokushintshaniswa kwemali Imisebenzi Yekhalenda Le-Forex »
