Wahlala Okwangoku
Ke unzulu emihlathini yokutsala kwaye uhlala apho ujonge kwimonitha uyazibuza; "ndize njani apha?" Ujonge iitshathi, ibhalansi ye-akhawunti, ubuyele kwiitshathi, ibhalansi ye-akhawunti kwaye emva koko inyaniso ibetha; Ihambile, ayibuyi kwaye kuyakuthatha umlo wokwenyani ukuze ubuyele apho ubukhona khona, masingaqalisi ukwakha iakhawunti kwakhona. Ukuba le akhawunti yorhwebo 'bubomi kunye negazi' lakho kwaye ibandakanya umvuzo oxhomekeke kuwo ukuze uzondle wena kunye okanye nosapho lwakho, ke esi sithonga sibetha nangakumbi njengoko uqonda ukuba kungathatha iinyanga ukuchacha. Kungala maxesha ovavanyo apho sifumanisa ukuba senziwe ngantoni ngokwenene, kodwa asinaxesha lokujonga umkhosi waselwandle kunye nokucamngca ngokuzolileyo, sinengxaki efuna ukulungiswa, ngokukhawuleza. Le nxalenye yesibini ye inqaku lokutsala esiyiqambileyo ayichaphazeli ulawulo lwemali kuphela kunye nokuziphatha. Siza kucebisa indawo esikiweyo apho indlela kufuneka itshintshe, kodwa hayi ukuba le ndlela kufuneka inikwe ngumba wobuqu.
Njengenxalenye yesicwangciso sokurhweba osidalileyo bekufanele ukuba uqaphele izinto ezibalulekileyo; umngcipheko wakho ngorhwebo, umvuzo wakho womngcipheko olindelweyo kunye nokubaluleke kakhulu 'ukungaphumeleli' kwamanyathelo okanye ukunqunyulwa kwamanqaku. La manqaku abalulekileyo asikiweyo zezona zinto zibalulekileyo zempumelelo kwisicwangciso sakho seshishini. Yimigca ekumngxuma wakho wesanti ongasokuze uwuwele, iya kunceda ukunciphisa ilahleko yakho kurhwebo kwaye ekugqibeleni ugcine ukutsala okuphantsi okufumanayo kubuncinci ngokupheleleyo.
Okokuqala makhe sijonge ukutsalwa okugqithisileyo okwamkelweyo, siya kusebenzisa umzobo, othi nangona ugqithisile, wamkelwa ngokubanzi ngabathengisi abaninzi njenge 'inflection point'. Inqaku apho utshintsha khona ulwalathiso, okanye kwishishini lomrhwebi inqaku apho uyeka ukurhweba kwaye ubhale kwakhona urhwebo lwakho kunye nesicwangciso soshishino ngokubanzi. Ishumi elinesihlanu leepesenti kufuneka libe yindawo yokunqunyulwa. Ucinga ukuba linani eliphezulu elo? Ndenza njalo ke, yiyo loo nto ndiza kucebisa kwaye ndibonise indlela ecacileyo yokuqinisekisa ukuba eyona ndlela iphezulu yokutsalela phantsi phambi kokuba utshintshe kufuneka ibeyishumi leepesenti.
Kodwa makhe sihlalutye kwaye sisebenze ngale pesenti yeshumi elinesihlanu yokutsalwa phantsi njengesiqalo, siyakuyibuyisela kwisicwangciso sethu kwaye sizame ukwahlula indawo apho iintsimbi ze-alam zinokuqala ukukhala phambi kokuba elo nani leshumi elinesihlanu lepesenti lifikelelwe. Masikhe sibe nomfanekiso-ngqondweni womkhuseli otyandayo, othintela iakhawunti yakho ukuba ingafumani umothuko obulalayo, okanye isicwangciso sakho sokurhweba kumonakalo obiza imali eninzi.
Abarhwebi be-forex abachwephesha kufuneka babeke umngcipheko ngaphezu kwe-1% yeakhawunti yabo kurhwebo lomntu. Ukuba barhweba nge-EUR/USD ngokukodwa banokulindela ukuba bangathathi ngaphezulu kwezorhwebo ezine ezinesihlanu ngeveki. Lo mndilili mhlawumbi ungabandakanya abaphumeleleyo ababini, abalahlekileyo ababini (abaphulwe okanye beza kufutshane kakhulu kwindawo yokumisa) kwaye mhlawumbi urhwebo lomkrwelo olunye olunokuthi kwakhona ngokobuchwepheshe luchazwe njengolahlekileyo kodwa okunokwenzeka ukuba luphawu lobuxoki. Nge-100 pip stop kwaye sijonge i-R:R ye-1:2 siyakufuna uthotho lwabalahlekileyo abalishumi elinesihlanu kuthotho ukufikelela kwindawo yethu yokutshintsha okusekwe ekubaleni umngcipheko we-1% kwisambuku sokuqala esiyinkunzi kwaye hayi kwisikali esinciphayo. Ukuba ukunciphisa umngcipheko wepesenti, njengoko ibhalansi ye-akhawunti iyancipha, uchungechunge lwelahleko luya kufuneka lusondele kumashishini angamashumi amabini (ukubetha i-1% epheleleyo yokulahlekelwa kokuyeka kwintengiso nganye) ukubetha i-15% drawdown.
Ukucinga ngokwamkela uthotho lwe-circa 15-20 ukulahlekelwa kurhwebo ngaphandle kokulungisa isicwangciso sakho sisonke sisiqalekiso esipheleleyo kuninzi lwabarhwebi. Ke ngoko kunokuba kufanelekile ukufaka kwisicwangciso sakho sokurhweba inani lelahleko kuthotho, nokuba liliphi ixesha elimisiweyo, onokuthi ulungele ukunyamezela phambi kokuba wamkele ukuba isicwangciso sakho asisebenzi. Ukuba ukurhweba nge-swing ukuba awufumananga ophumeleleyo kuthotho lweentengiso ezilishumi, emva kweeveki ezimbini zokurhweba, uya kuqala ukuthandabuza ukusebenza kwesicwangciso sakho. Ukwazi ukuba ulawulo lwakho lwemali luvakala eyona nto inokuba yindlela yakho yokurhweba.
Amathuba okufumana i-15-20 yokuphulukana norhwebo kuthotho, zonke zithatha indawo yokumisa kunye nomngcipheko omkhulu wepesenti enye kurhwebo, usebenzisa ubuchule kunye nesicwangciso esifanayo, kunqabile kakhulu. Ngoko ke izinto ezingaqhelekanga zinqabile kakhulu. Ukuba uthotho olungenasizathu sorhwebo olulishumi elinesihlanu olusebenzisa isicwangciso esifanayo lubuyise ilahleko ezilishumi kabini kwaye abaphumeleleyo abathathu unokuyithatha njengentlekele kwaye ubuze isicwangciso sakho sonke. Loo pateni iya kubangela ilahleko yeakhawunti iyonke engaphantsi kweepesenti ezilishumi ezinikwe ilahleko ezininzi aziyi kubetha ilahleko epheleleyo ye-1%. Ke ngoko mhlawumbi sele sikhethe ukutsala okusekwe kunikezelo olungenamkhethe lweziphumo zorhwebo. Ukwehla kwethu akufuneki kudlule kwishumi leepesenti phambi kokuba ucinge ngotshintsho olukhulu kwisicwangciso sakho sonke. Ngoku kufanelekile ukuba sinqumame sicingisise ukuba nakwesiphi na isicwangciso soshishino esitsha ukuba besinokuzoba umgca phantsi kwelahleko yethu yokuqala kwishumi leepesenti lotyalo-mali lwethu lokuqala singaluthatha njengolwamkelekileyo.
Umba omnye ongundoqo xa unengxaki yokutsala nzima lixesha, ukuba ujiwuzisa urhwebo lwesibini semali enye kwaye ufumane ishumi leepesenti lokutsalwa phantsi (ngokusekwe ngokukhululekileyo kuthotho lweshumi elinesihlanu lwezorhwebo olukhankanywe ngaphambili) kuya kufuneka kuthathe malunga neeveki ezintathu ukwenzeka. Oku kukunika ixesha elaneleyo 'lokuhlalutya kakhulu' urhwebo ngalunye kwaye mhlawumbi ukwahlula naziphi na iimpazamo eziqaqambileyo obuzenza. Awunayo obu bunewunewu xa scalping okanye urhwebo imini. Kukho omnye umba obalulekileyo xa ufumana idiphu yokuqala kwi-drawdown enokwenzeka, isilingo sokuyeka iqhinga lakho lonke sinamandla. Unokufuna ukukrazula isicwangciso sakho emva kwelahleko yepesenti ezintlanu, okanye ngaphezulu uya kungena kwiqokobhe kwaye uguqule umngcipheko wakho ngorhwebo, mhlawumbi ukuhlehlisela kwisiqingatha sepesenti yomngcipheko weakhawunti ngorhwebo. Ukuba siyakwamkela (njengoko besifanele) ukuba okunokwenzeka ngumba ophambili worhwebo ngoko ukuba, okanye ngakumbi xa, urhwebo oluphumeleleyo luphinde lwenzeka kwakhona uya kuthatha ixesha elide ukubuyisela ukulingana kunye nebhalansi yorhwebo.
Isishwankathelo sokutsalwa phantsi, okufana nelahleko, yinto engenakuphepheka yokurhweba. Ukuba sele ulifakile icandelo kwisicwangciso sakho sokurhweba esinesihloko esithi "Drawdown" ke uya phambili kwaye ulunge ngakumbi kunabathengisi abaninzi abazibandakanya neemarike. Ukuba kweso sicwangciso uphawula 'inkqubela phambili yokungaphumeleli' kwaye ufake ukhuseleko olubi lwezandi ngoko uya kuyinqanda ilahleko yakho. Ukuba ujingi urhwebo uya kuzinika ixesha ukuba kwakhona kwaye ngokwenza oko uya kuba nako ukumisela ukuba indlela yakho yeyona ndawo ibuthathaka 3 wakho; ulawulo lwemali, ingqondo kunye nendlela.
« Mzalwana, Ngaba ungasindisa iDime? Ngaba ukudalwa kwemisebenzi okanye ii-apile ezingalunganga? »
