Idan Itace Ta Fadi A Dajin Kuma Babu Wanda Yasan Ta Wajen Ji Ta, Shin Tana Sautin?

Oktoba 14 • Sharhin kasuwancin • Ra'ayoyin 12253 • 1 Comment akan Idan Itace ta Fadi a Daji Kuma Babu Wanda Yasan Tausayawarta, Shin Tana Sautin?

"Idan bishiya ta faɗo a cikin daji kuma ba wanda yake kusa da shi don jin sa, shin tana yin sautin?" ƙwarewar gwajin tunani ne na falsafa wanda ke haifar da tambayoyi game da lura da sanin gaskiyar. Shin wani abu zai iya kasancewa ba tare da an tsinkaye ba? Shin sauti kawai sauti ne idan mutum ya ji shi? Babban batun falsafa kai tsaye wanda tatsuniyoyin ya gabatar ya shafi wanzuwar itacen (da sautin da yake samarwa) a waje da tunanin ɗan adam. Idan ba wanda yake kusa; gani, ji, taɓa ko ƙamshin itacen, ta yaya za a ce ya wanzu? Me za'a ce ya wanzu alhali kuwa ba a san da wanzuwar haka ba?

Ana yawan magana akan gwajin ta wannan hanya; Idan itace ta faɗo a tsibiri, inda babu ɗan adam, za a yi sauti? Amsar ita ce a'a idan aka ba da cewa sautin shine abin da ke jin daɗi a cikin kunne lokacin da aka saita iska, ko kuma wani matsakaicin motsi. Wannan ya haifar da tambayar ba daga mahangar falsafa ba, amma ta hanyar kimiyya zalla. Sauti shine jijjiga, ana watsawa zuwa ga hankulanmu ta hanyar hanyar kunne, kuma an gane sauti ne kawai a cibiyoyin jijiyarmu. Faduwar bishiyar ko duk wani tashin hankali zai haifar da girgizar iska. Idan babu kunnuwa da za a ji, ba za a yi sauti ba. A cikin dajin da ke cike da cunkoson bayanan kasuwa muna ci gaba da yin bama-bamai da su a kullum shin za a iya samun sautin fadowar bishiyoyi da ba mu ji? Abubuwan da aka ambata game da lalacewar kasuwa na 2008-2009 an gama yin su a cikin 'yan watannin da suka gabata; da PIIGS, rikicin bashin Eurozone da yuwuwar yaduwarsa, rage darajar darajar Amurka, ci gaba da faduwar bankuna a Amurka, (goma sha biyar tun daga watan Agusta 2011), dan kasuwa dan damfara na Soc Gen, darajar darajar bankunan Faransa ya rage, rashin aikin yi ya ci gaba da taurin kai , MPC na BoE na UKC da ke ci gaba da zagaye na QE..Lissafin ba shi da iyaka game da matsalar tattalin arziki na yanzu amma duk da wannan mummunan halin na kasuwanni, musamman kasuwannin daidaito, sun karkatar da batutuwan kuma sun kasance a matakan da ( alhali kuwa har yanzu ana subutar da ita) ba su da kusa da ƙarancin Maris 9th 2009 lokacin da matsakaiciyar masana'antar Dow Jones (INDU) ta rufe a 6547.05, mafi ƙanƙantar ma'ana tun daga Afrilu 25, 1997. Matsayin ciniki na al'ada na V mai sifar farashin aikin 'farfadowa' bayan haka ya kasance mai ban mamaki. Yin amfani da madubin kallon mu na baya ya bayyana a fili cewa tsoro ya wuce gona da iri kuma yawancin kasuwannin duniya an sayar da su, taron bayan haka ya kasance mai ban mamaki. Ba tare da wata shakka ba zirp, bailouts, taimakon bankruptcies a cikin Amurka, (wanda ake kira pre-packaged ceto a Birtaniya) da kuma zagaye na QE don "ceton tsarin" ya taimaka wa Dow Jones dawo da fiye da 11,000 a farkon 2010. Hadarin duniya na 2008-2009 Lehman Bros. rugujewa, mai bita da zaɓin ƙwaƙwalwar ajiya yana nuna cewa Lehman ne sanadin. Koyaya, hakan yayi watsi da girgizar da kasuwar ta sha a shekarar da ta gabata tare da Bear Stearns. Na fuskanci wani bakon lamari lokacin da Bear Stearns ya fara raguwa. Na yi hutu tare da iyalina a Kefalonia Girka a lokacin bugun zuciya, kamar dai tsoffin alloli na Girka sun 'rumbled' tsarin, tsarin ATM a tsibirin ya ragu. Dalilin da aka bayar da yamma shi ne, kusa da tsibirin, ko kuma babban yankin, an yi wata ƙaramar girgizar ƙasa. Daga baya a wannan maraice, yayin da nake karanta halin Bear Stearns a gidan cafe Intanet na yi mamaki, a cikin wani yanayi na kwatsam, idan za mu kai ga wani 'matsayi' iri-iri. Shin 'mun' a sauƙaƙe mun ƙare da kuɗi?

A ranar 22 ga Yuni, 2007, Bear Stearns ya yi alƙawarin rancen jingina har na dala biliyan 3.2 don “ba da belin” ɗayan kuɗaɗenta, Asusun Kirkirar Tsara Tsara Tsara Tsara, yayin tattaunawa da wasu bankunan don ba da rance a kan jingina don wani asusu , Bear Stearns High-Grade Structured Credit Ingantaccen Leveraged Asusun. Lamarin ya haifar da damuwar yaduwa kamar yadda ake iya tilasta Bear Stearns ya fitar da kayan CDO dinsa, wanda hakan ke haifar da alamun irin wadannan kadarorin a wasu ma'aikatun. A cikin makon 16 ga Yulin, 2007, Bear Stearns ya bayyana cewa kuɗaɗen shinge biyu na ƙananan shingen sun rasa kusan duk darajar su yayin da saurin raguwa a kasuwa don jinginar kwangilar. A lokacin Bear Stearns wani banki ne na saka hannun jari na duniya da kasuwancin tsaro da dillali, har zuwa lokacin da aka sayar da shi ga JPMorgan Chase a shekarar 2008 a lokacin rikicin hada-hadar kudi da koma bayan tattalin arziki a duniya. Bear Stearns ya shiga cikin tsare sirri kuma ya ba da ɗimbin tsare-tsare masu tallafi na kadara, waɗanda a cikin batun jinginar gidaje Lewis Ranieri, “mahaifin lamuni na jinginar gidaje” ya fara aiki. Kamar yadda asarar masu saka hannun jari ya hauhawa a cikin waɗannan kasuwanni a cikin 2006 da 2007, kamfanin ya haɓaka haɓakarsa, musamman ma dukiyoyin da ke tallafawa jinginar gida waɗanda ke tsakiyar rikicin jinginar gida na ƙasa. A cikin Maris 2008, Babban Bankin Tarayya na New York ya ba da lamuni na gaggawa don ƙoƙarin kawar da rugujewar kamfani kwatsam. Ba za a iya ceton kamfanin ba kuma an sayar da shi ga JP Morgan Chase akan $10 a kowace rabon, farashi mai nisa ƙasa da rikicin sa na makonni 52 wanda ya kai $133.20 a kowace rabon, amma bai yi ƙasa da $2 a kowane kason da Bear Stearns ya amince da shi ba. da JP Morgan Chase. Rugujewar kamfanin wani share fage ne ga durkushewar harkar hada-hadar kudi na bankin zuba jari na Wall Street a watan Satumban 2008, da rikicin hada-hadar kudi da koma bayan tattalin arziki a duniya. A cikin Janairu 2010, JPMorgan ya daina amfani da sunan Bear Stearns. Bear Stearns shine kamfani na bakwai mafi girma na tsaro dangane da jimillar babban jari. Tun daga Nuwamba 30, 2007, Bear Stearns yana da adadin kwangilolin da ya kai kusan dala tiriliyan 13.40 a cikin kayan aikin kuɗi na asali, wanda $1.85 tiriliyan aka jera na gaba da kwangilar zaɓi. Bugu da ƙari, Bear Stearns yana ɗauke da fiye da dala biliyan 28 a cikin 'matakin 3' kadarorin a kan littattafansa a ƙarshen kasafin kuɗi na 2007 tare da matsayi mai kyau na dala biliyan 11.1 kawai. Wannan dala biliyan 11.1 ta tallafawa dala biliyan 395 a cikin kadarorin, ma'ana rabon rabon 35.5 zuwa 1. Wannan takardar ma'auni da aka yi amfani da shi sosai, wanda ya ƙunshi kadarori da yawa marasa ma'ana da yuwuwar rashin amfani, ya haifar da saurin raguwar masu saka hannun jari da amincewar masu ba da bashi, wanda a ƙarshe ya ƙafe yayin da aka tilasta musu kiran Babban Bankin Tarayyar New York don kawar da bala'in da ke kunno kai na jam'iyyar adawa. hadarin da zai biyo baya daga tilasta ruwa. Gaskiyar cewa Bear Stearns ya haifar da mummunan bugun zuciya ga tsarin a cikin 2007, wanda yakamata ya haifar da tambayoyin da ake yi game da warware matsalolin da hanyoyin saka hannun jari na duk bankunan, amma waɗannan tambayoyin game da rashin ƙarfi da injiniyoyin aiki na duniya baki ɗaya. Tsarin kudi bai bayyana da gaske ba har sai 2008, yakamata ya zama alamar gargadi da alamar abin da zai iya kasancewa a cikin wasa a yanzu a ƙasa. Wannan sabon ciwon zuciya na kasuwa da aka sha fama a watan Agusta-Satumba zai iya zama farkon rikicin da ya fi muni fiye da rikicin da aka sha a cikin 2008-2009. Amma duk da haka wannan na iya zama farkon bayyana abubuwan da ke iya ɗaukar ɗan lokaci kafin zubar jini sosai ta hanyar tsarin. Amma dangane da kwatancen kai tsaye muna kan matakin Bear Stearn yanzu ba Lehman bros ba. To ina 'Bear Stearns' namu yake? To ba haka ba ne mai sauƙi kuma kamar yadda aka tabbatar sun kasance kawai canary a cikin ma'adinan kwal da aka murƙushe kafin waƙar ya zama mai ƙarfi. Duk da haka, idan muka dauki tsarin bankin mu a matsayin hanta na ayyukan kudi na duniya; sashin jiki wanda ke da tarin ayyuka masu mahimmanci da hadaddun ayyuka: don haɗawa, haɓakawa, tsari da ɓoye bile, ɓoye samfuran masu cutarwa da kuma tsarkake tsarin gabaɗaya, sannan akwai alamun gargaɗin da yawa suna fitowa daga tsarin banki suna ba da shawarar wasu bishiyoyi a cikin daji yana gab da fadowa. Matsar da tambayoyin warware matsalolin da bankunan Faransa suka fuskanta kwanan nan Dexia wanda, kamar wasan kwaikwayo na circus a zamanin Victorian, an sake tattara shi da sauri, an rufe shi kuma ya koma gari na gaba a gaban yaran. Ikklesiya ta tsorata sosai. Amma don tunanin cewa Dexia wani keɓaɓɓen shari'ar ne yana shimfiɗa amincin tsarin banki da amincin waɗannan gawarwakin da suka same shi ya tsaya ga gwaje-gwajen damuwa na kwanan nan, zuwa iyakoki. Ba tare da jure wa kasuwannin jin daɗin Dexia kwanan nan sun sami ɗan gajeren siyar da bans akan hannun jari na kuɗi, wani 'komawa nan gaba' maganin shafawa wanda ya kasa yin aiki a cikin 2008-2009. A yau mun koyi UniCredit, bankin Italiya, an dakatar da hannayen jarinsa bayan faɗuwar kashi 7.5% kawai. Ba faduwar ce ke damun kasuwanni ba, ko kuma yaduwa ko kuma tasirin domino, kamar yadda sabanin Bear Stearns wannan ba tsarin banki bane da ake magana a kai ba, wannan wani rikicin bashi ne wanda ke kawo ayar tambaya game da warwarewar kasashe, ba. kowane banki kuma wannan yanayin ya bambanta da 2008-2009. Koyaya, idan Bear Stearns shine alamar Lehman, shin Girka zata iya zama mai shela ga manyan gazawar sarauta?

tsoratar da sharhin kasuwakimar darajar daraja ta Amurka

« Shin Cutar Zuciya na Iya haifar da Ilham? Matakai Talatin da Takwas akan Macizai da Matakan cin nasarar Ciniki »