Yiziphi izifundo esisasokola nazo ekuhwebeni kwethu kwe-FX? Yini okusamele siyifunde futhi yini esingayifundanga ngemuva mhlawumbe kweminyaka yokuzama?
Ukuhweba izimakethe kunikeza ukuqonda okumangalisayo kwezengqondo zethu kanye neqembu lontanga yethu, iqembu lontanga esivame ukufakaza ngalo ezinkundleni ezihlushwa zonke izinhlobo zokuzizwisa ubuhlungu emzabalazweni wabo wokuphumelela…
Kunzima ukuchazela abangani, noma amalungu asondelene omndeni wethu angahileleki 'emkhathini wethu wokuhweba' impi yezengqondo esiyibekezelela futhi sizichaye kuyo ekujuleni kwemisele esizakhele yona kanye nasemuva emiqondweni yethu, lapho siqala uhambo lwethu lwabahwebi.
Kulungile ukusho ukuthi, njengabadayisi bezitolo abazisebenzayo, akukho lutho olusilungiselela impi esingena kuyo lapho siqala ukuhweba futhi ngisho nabathengisi abanolwazi nabaphumelelayo abakwazanga ukusilungiselela izilingo zempilo esizozibekezelela. . Kungakhathaliseki ukuthi sizama kanjani ukukuchaza asikho isifanekiso esingase sisisebenzise njengabahwebi abaphumelelayo ukuze sichaze ukuhlukunyezwa okuhlukahlukene okufanele sibhekane nakho ukuze sibe nenzuzo engaguquki futhi siphumelele.
Kodwa-ke, kunezifundo imakethe esifundisa zona ukuthi, ngenxa yokwakheka kwethu okungokwengqondo komuntu siqu kanye nokungezwani kwengqondo, kungathatha isikhathi ukubhekana nazo. Nakuba kungenanani lokuphakamisa ukuthi simane sihlehlise uhlelo lwethu lokuhweba futhi singalokothi sephule kubonakala kusiza eziningi zalezi zimo. Ngezindlela eziningi kuba sengathi sinezintambo eziqinile futhi sihlelwe ngokwebhayoloji ukuze singakwazi ukuhwebelana ngempumelelo ngisho nokunyukela phezulu, noma ku-automation, akusho ngempela ukutshekisa inqubo yokuhweba ngokunenzuzo esivuna yona.
Asikwazanga ukuklelisa inqwaba yezinkinga esinazo ngokuhweba (ezinye ngemva kweminyaka yokuzama) bese sikhuluma ngayinye ngayinye ngenkathi sinikeza iziphakamiso zokuqhubeka. Kodwa esingakwenza ukuhlukanisa imizwa embalwa evamile futhi sinikeze izindlela ezithile zokuzama ukulwa nalezi zithiyo. Futhi yisikhathi sokuziqinisa; lesi yisikhathi sothando olunzima. Kulula lokhu; uma singazilungisi lezi zinhlobo zezinkinga asisoze saphumelela futhi lezi yizinkinga okufanele sikwazi ukuzinqoba...
Ngisangenelela mathupha futhi ngivale abahwebi ngaphambi kwesikhathi kakhulu abawine noma abahluliwe
Kunocwaningo lwezengqondo olufakazela ukuthi sibhekana nokulahlekelwa ngokujulile 'njengezibazi' futhi sivame ukwenza ihaba labawinile ngaphezu kwamaqiniso. Lesi isenzakalo esivamile esizosijwayela sonke. Ngemuva kokulahlekelwa okumbalwa sizizwa sikhululekile uma sinomnqobi naphezu kweqiniso lokuthi singase sibe phansi ngama-pips amaningi njengoba silahlekelwe kabili. Uma leli phethini liqhubeka singagcina sesizimbela umgodi ojulile. Ochungechungeni lwezohwebo eziyishumi singaba nokulahlekelwa okuyisithupha kanye nabawinile abane; mancane amathuba okuthi noma ubani akwazi ukwakha isu lokuhweba eliyimpumelelo kusukela kuleyo datha. Ngakho liyini ikhambi? Sizokwenza kube sobala njengezinkomba eshadini lethu; uma siqhubeka nokungenelela mathupha ukuze sithathe inzuzo ngaphambi kwesikhathi, ngenxa yokwesaba ukulahlekelwa, sizohlukanisa i-akhawunti yethu ngesikhathi esisheshayo esiphindwe kabili.
Ngisaqala ukujabulela ukungena kwezohwebo
Akukho phuzu lokuthi sichithe isikhathi sithuthukisa isu lethu lokuligibela mathupha ngokuchofoza ukuthenga noma ukuthengisa i-oda kusenesikhathi. Sichithe isikhathi sakha indlela yethu yamathuba aphezulu wokungena emakethe futhi inemingcele ecaciswe kakhulu. Uma singena ngaphambi kwesikhathi kakhulu sisuke singekho ezweni lamuntu, akugcini nje ngokuhlanganisa ukungena, kodwa nokulawulwa kokuphuma nokuhweba. Lo mkhuba kufanele uqedwe futhi uqedwe kusenesikhathi njengoba ngokungangabazeki ungenye yezinto ezibhubhisa kakhulu ezingasebenza ngokumelene nathi.
Angikwazi ukukhululeka lapho ngihweba
Uma lokhu kusafakazela inkinga, ngemva kweminyaka yokuzijwayeza nokusebenzelana nemakethe, bese kudlula ukulungisa ubungozi kanye nosayizi wesikhundla kuze kufike lapho izintende zezandla zethu zingajuluki khona, khona-ke kuncane kakhulu okuzolapha lesi simo ngaphandle kosizo. ukuqiniseka ngokuphelele isu lakho jikelele. Impumelelo iza nolwazi futhi ngethemba ukuthi njengoba kokubili kwanda, isimo sengqondo esikhululekile sizokhula.
Angikwazi ukwamukela ukuthi imakethe inikeza bese iyathatha
Uma sesifinyelele esigabeni sokuthuthuka lapho sivuma ukuthi amathuba kanye nokuphathwa kwemali okuqinile kukuthinta kanjani ukuhweba kwethu siyeka ukubuka imakethe njengendawo yempi futhi njengenkundla yokudlala enikeza amathuba. Akusona isitha, asizimisele ukusithola, imakethe iyancipha futhi igeleze ngokuhlobene nomuzwa osekela imakethe. Ngamagama alula kuwumsebenzi wethu ukuqinisekisa ukuthi siyafanisa leyo phethini ukuze sikhiphe inzuzo emakethe.
Ngisenezifiso ezingenangqondo mayelana nokukhula kwe-akhawunti
Lolu daba ngokungangabazeki lulula phakathi kokwehluleka kwethu ukulungisa njengoba ludinga nje ukunamathisela okuhlosiwe okungokoqobo, kodwa okufisa ukuvelela, esu lethu lokuhweba lilonke. Futhi singaphakamisa ukuthi abathengisi kufanele bahlose ukukhula kwe-akhawunti engu-100%. Lokhu kwehle kuze kufike ku-8% ngenyanga kanye no-2% ngesonto futhi akukwazanga ukwehlukana nokuhlosiwe okungelona iqiniso ngokuphelele esikubona kuqhutshwa kumawebhusayithi ahlukahlukene nezinkundla lapho ukukhula kwe-akhawunti okungu-2% ngokuhweba ngakunye, noma ngosuku, kuvame ukukhulunywa ngakho.
Ukulungiswa okukodwa okulula kokumodela kwethu engozini kusho ukuthi ngeke sikwazi ukuzuza u-2% ngosuku usuku ngalunye uma singabahwebi be-swing. Uma sizobeka engcupheni i-0.5% ngokuhweba ngakunye singazuza kanjani ngo-2% ngosuku? Lokho kuvuma okulula nokuqaphela kufanele kusivuse eqinisweni lokuthi yini efinyelelekayo nengafinyeleleki.
Namanje angikwamukeli ukuthi izinto eziyisisekelo zinyakazisa imakethe
Amazinga enzalo. Inqubomgomo yezimali. Inqubomgomo yezezimali, Ukuncintisana ngemali ngomnotho wayo, ukuqonda indlela imodeli yezomnotho esebenza ngayo kanye nomthelela wayo emalini yasekhaya yezwe. Ukuzinza kukahulumeni kanye nenqubomgomo maqondana nezakhamizi kanye nenqubomgomo yakhe maqondana nabokufika. Imithetho nemithethonqubo ebekwe uhulumeni emkhakheni wakhe wezezimali…lezi ezinye zezinto ezithinta umnyakazo wemali. Uma sikwamukela ngokushesha impumelelo ifika ngokushesha.
Kunenqwaba yezinye izifundo okudingeka sizifunde futhi nazi ezimbalwa.
* Angikafundi ukuthi inzuzo enkulu idinga i-akhawunti enkulu yokuhweba.
* Angikakafundi ukuthi awukwazi ukusebenzisa uhlelo.
* Bengingakaqapheli ukuthi ukuhlaziya lobuchwepheshe mhlawumbe kuyiphutha.
* Angikakafundi ukuthi ukusebenza okungu-100% akunakwenzeka esikhathini esizinzile
Nokho, kulokhu ngeke sinikeze izixazululo, abafundi bethu bazozixazulula izinkinga zabo. Futhi uma ungathanda ukwabelana ngolwazi lwakho nathi singajabula ukuhlanganyela engxoxweni nawe ngesigaba sethu samazwana, kungaba ngokuthi ekugcineni ufunde kanjani lezo zifundo ezibalulekile ezivimbela indlela yakho eya empumelelweni, nanoma yiziphi ezinye izinkinga ongase ube nazo. abanolwazi endleleni.
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