Ukunikezwa, Ukufuna kanye Nezilinganiso Zokushintshaniswa Kwezizwe
Eyaziwa njengemali, imali isebenza njengesilinganiso senani futhi inquma ukuthi impahla itholwa noma ithengiswa kanjani. Iphinde ichaze inani lemali yezwe uma iqhathaniswa nenye. Lokhu kusho ukuthi awukwazi ukumane ungene esitolo uthenge insipho usebenzisa amaDola aseMelika uma usePhilippines. Ngenkathi imali ikhumbuza amazwe athile lapho atholakala khona, inani lawo likhawulelwe ngokuthi lingasetshenziswa kanjani emhlabeni wonke. Lokhu kwenzeka ngokushintshaniswa kwamanye amazwe. Inani lemali eliholelwayo elithatha lapho lithengiswa noma lithengwa libizwa ngamazinga okushintshaniswa kwamanye amazwe.
Emakethe eguquguqukayo, kungabonakala kunzima ukuqonda ukuthi yini ebangela ukuthi amanani wokushintshaniswa kwamanye amazwe enyuke aye phansi. Kodwa-ke, awudingi ukuya ekufundeni ukubalwa kwezimali ukuze uqonde izinto ezinikela kunani lemali eliqhathaniswa nelinye. Enye yazo ukunikezwa nokufunwa.
Umthetho wokunikezela usitshela ukuthi uma inani lezimali landa kodwa zonke ezinye izinkomba zezomnotho zizinzile, inani lehla. Ubudlelwano obuphambene bungakhonjiswa ngale ndlela: uma ukunikezwa kwedola laseMelika kukhuphuka futhi umthengi efisa ukuzithenga ngemali yeYen, uzokwazi ukuthola okuningi kokwangaphambili. Ngokuphambene nalokho, uma umthengi one dollar laseMelika efisa ukuthenga iYen, angathola okuncane kwalokhu kwamuva.
Umthetho wesidingo ubeka ukuthi imali efunwa kakhulu ibonga inani lapho ukunikezwa kunganele ukondla izidingo zawo wonke umuntu. Ukwenza isibonelo, uma abathengi abaningi abasebenzisa i-Yen befuna ukuthenga amaDola aseMelika, kungenzeka bangakwazi ukuthola inani elifanayo lemali ngesikhathi sokuthenga. Lokhu kungenxa yokuthi njengoba isikhathi siqhubeka futhi kuthengwa amaDola aseMelika amaningi, isidingo siyakhuphuka futhi nokuthengwa kwehlisiwe. Lobu budlelwano bushayela izinga lokushintshisana kuya kunothi ephezulu. Ngakho-ke, abantu abaphethe amaDola aseMelika bazokwazi ukuthenga iYen eningi kunakuqala lapho isidingo salokhu sakamuva siphansi.
Ekucwaningweni kwamazinga okushintshaniswa kwamazwe angaphandle, ukunikezwa nokufunwa kuyahambisana lapho ukusweleka kwemali eyodwa kuyithuba lokuthi enye ichume. Ngakho-ke yini ethinta ukunikezwa nokufunwa? Izici eziyinhloko zimi kanje:
Izinkampani Zokuthekelisa / Ukungenisa: Uma inkampani yaseMelika yenza ibhizinisi eJapan njengomthengisi wangaphandle, ingakhokhela izindleko futhi izothola imali yayo eYen. Njengoba inkampani yaseMelika kungenzeka ikhokhele abasebenzi bayo e-US nge-USD, idinga ukuthenga amadola emalini yayo ye-Yen ngemakethe yezimali zangaphandle. EJapan, ukunikezwa kweYen kuzokwehla ngenkathi kukhuphuka e-US.
Abatshalizimali Bangaphandle: Uma inkampani yaseMelika ithola okuningi eJapan ukuqhuba ibhizinisi layo, kuzodingeka ichithe eYen. Njengoba i-USD iyimali eyinhloko yenkampani, kuyaphoqeleka ukuthi kuthengwe i-Yen emakethe yokushintshaniswa kwamanye amazwe yaseJapan. Lokhu kubangela ukuthi i-Yen ibonge futhi i-USD yehle. Umcimbi ofanayo, lapho ubonwa kuwo wonke umhlaba, uthonya ukuphakama nokwehla kwamazinga okushintshaniswa kwamanye amazwe.
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