Imfihlo Yezimali Ukushintshanisa Imali Yokuhweba Eveziwe
Izimali eziyizigidigidi zamarandi zishintsha izandla emakethe yokushintshanisa imali njalo ngosuku olulodwa kodwa iphesenti elikhulu lalabo abangena emakethe liphuma kulo liphule. Bambalwa kuphela abakwazi ukuthola inzuzo emisebenzini yabo yokuhweba futhi bayakwazi ukuhlala emakethe ukuze bazuze ukuzuza okuningi isikhathi eside. Labo abanesifiso sokuthatha ingxenye yabo yenzuzo kule makethe yezezimali kuyaqondakala ukuthi bafuna ukuthola izimfihlo zokuzuza kokuhwebelana kwemali.
Imfihlo enkulu kunazo zonke ukuthi ayikho imfihlo yokuhweba ngemali ephumelelayo ngaphandle kwezeluleko eziningi zochwepheshe esezivele zitholakale kubo bonke abathengisi abaqalayo. Ubambe imfihlo yenzuzo emakethe yokuhweba ngemali. Wena kanye nezinqumo ozenzayo konke kuthonya ukuthi i-akhawunti yakho yokuhweba izoba inzuzo kangakanani. Ngakho-ke, kufanele uthathe izinyathelo ezidingekayo zokuqinisekisa ukuthi wenza izinqumo ezifanele emisebenzini yakho yokuhweba. Lezi zinqumo zifaka phakathi ukukhetha kwakho kupulatifomu yokuhweba, amaphethini wokuhweba namasiginali, ama-currency pair, imvamisa yokuhweba, osayizi bezinkatho, usayizi we-akhawunti, amandla asetshenzisiwe namazinga wekhasi, nomthengisi we-forex phakathi kwabanye.
Bheka amathiphu alandelayo wokuthi ungakwenza kanjani ukukhetha okunenzuzo ekuhwebeni kwakho kokushintshisana kwemali:
- Ungathengisi ngaphambi kwesikhathi: Kufanele ukhethe ukuzifundisa wena kuqala ngaphambi kokufaka imali kwi-akhawunti yakho yokuhweba. Kunezinhlelo zokuhweba ezikuvumela ukuthi uzijwayeze nge-akhawunti yedemo kuqala futhi ufunde izindophi zokuhweba ngokushintshana kwemali. Thatha sonke isikhathi osidingayo sokufunda ukuthi ungawafunda kanjani amashadi akho nawo wonke amanye amathuluzi apakishwe ohlelweni lwakho lokuhweba. Zijwayeze izikrini okufanele uzidonse nezinqubo okufanele udlule kuzo ukusetha ukuhweba kwakho. Noma iyiphi ipulatifomu yokuhweba eyinkimbinkimbi kakhulu ukuthi ungahamba ayikulungele. Lapho usuthole i-hang yokuhweba, ungaqhubeka uvule i-akhawunti yokuhweba ebukhoma.
- Ungathengisi ngemizwa yakho: Lesi ngesinye sezeluleko ezihlala zinikezwa abathengisi abangochwepheshe. Ungenza kalula ukukhetha okungalungile lapho uthengisa ngemizwa yakho. Lokhu empeleni kungenye yezizathu zokuthi kungani abantu bavame ukuzithola behweba ngempumelelo kuma-akhawunti abo wedemo bese behluleka ngokushesha ngemuva kokwenza ukuhweba kwabo kokuqala bukhoma. Kulula ukungathandwa ngemali yokwenza imali ku-akhawunti yedemo kepha hhayi lapho imali yakho isivele isengozini. Ukuze usebenzise ngokugcwele i-akhawunti yakho yedemo, yidayise kube sengathi uthengisa imali yakho bese ubona ukuthi ungakwazi yini ukulawula imizwa yakho phakathi kwamanani entengo ehla enyuka.
- Qala ngosayizi we-akhawunti ongalawuleka: Ufuna ukwenza inzuzo enkulu kepha awufuni ukulahlekelwa yiwo wonke amasenti ku-akhawunti yakho yokuhweba ngaphambi kokwenza kanjalo. Akudingeki ukuthi uqhume ngokuphelele futhi ube sengozini yokuqedwa kumdlalo wokuhweba ngokushintshanisa imali ngokushesha nje lapho wenza ukuhweba kwakho kokuqala. Ochwepheshe bezokuhweba bancoma ukuthi ufake iphesenti lomholo wakho ongalahlwa ekuhwebeni ngakunye futhi ukhulise i-akhawunti yakho isinyathelo esisodwa ngesikhathi.
Konke lokhu kuzoba nomthelela ekutheni uzophumelela kangakanani emisebenzini yakho yokuhweba. Ekwenzeni lokhu kukhetha, kukhona nezinye izinto zangaphandle okufanele uzicabangele. Ukukala inhlanganisela yalezi zinto kubalulekile ekusimeni kwesikhathi eside kokuhweba ngemali yakho.
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