Position Calculator: Izisekelo Zethuluzi Lokuhweba Eliwusizo
Akunakuphikwa ukuthi iningi lama-novices ekuhwebeni kwangaphambili alinayo nencazelo yokuthi isibali sesikhundla siyini, noma ngabe ithuluzi lokubala elinjalo litholakala kabanzi. Kufanele kuvezwe ukuthi ukuhlala ungazi lutho mayelana nesicelo esibaluleke kangako kungaholela ekudumazekeni kwemizamo yakho yokuhweba. Kungenxa yalesi sizathu ukuthi ochwepheshe abaningi bezokushintshaniswa kwemali bakhuthaza labo abaqala ukwazisa amandla okwenza imali wokuhweba kwangaphambili ukuze bafunde nge-calculator enjalo ngokushesha okukhulu: umsebenzi ongafezwa kalula ngokuqhubeka nokufunda le ndatshana.
Ukusebenzisa isibali sokubala kuyindlela elula kunazo zonke yokunquma inani elisengozini ekuhwebeni okunikeziwe. Empeleni, ithuluzi elinjalo lokubala futhi liyakwazi ukuhlinzeka ngemininingwane ephathelene nezinye izinto ezimbili ezibalulekile ekuhwebeni: usayizi wesikhundla kanye nenkatho. Ngalokhu engqondweni, kuyacaca ukuthi ngokusebenzisa nje “isixazululo sokuhlola ubungozi” esishiwo ngenhla, umuntu bekungeke kusadingeka ukuthi akhathazeke ngokuthi kungenzeka yini ukuthi afake yonke imali esele ku-akhawunti ngemuva kokuqalisa ukuthengiselana okukodwa. Ngempela, "izinombolo" ezinikezwe yi-calculator zisebenza njengesixwayiso ngokungahle kwenzeke "ukuphuma kwe-akhawunti".
Kuleli qophelo, abaningi bazoba nombuzo owodwa engqondweni: ingabe kunzima ukusebenzisa isibali sokubala? Impendulo yombuzo onjalo ayikho. Njengoba kushiwo ngaphambili, ithuluzi elinjalo lokubala lifana nokusebenziseka kalula. Ezimweni eziningi, kuzodingeka kuphela ukufaka izinhlobo ezinhlanu zolwazi kuhlelo lokusebenza, okuyimali yemali ye-akhawunti yokuhweba, ibhalansi yamanje ye-akhawunti, isilinganiso sengozi ebhekiswe kwezentengiselwano, ukulahleka kokuma, futhi kugxile. Ngemuva kokubeka yonke imininingwane edingekayo bese uchofoza inkinobho "yokubala", umuntu uzokwazi ukubona imiphumela ngokushesha.
Kufanele kugcizelelwe nokho, ukuthi kunezinhlobonhlobo zesibali sokubala ezingasebenzi ngokuya ngenani lobungozi elinikeziwe. Ukukubeka kalula, amanye amathuluzi wokubala enza ukuthi kube lula ukunquma amaphesenti wesilinganiso sobungozi ngokuya ngenani lemali elizobandakanyeka futhi libe sengozini ekuhwebeni. Yize bengebaningi abazokwazi ukusizakala ngesici esinjalo, njengoba amathiphu amaningi okuhweba nge-forex asevele eza nezilinganiso zesilinganiso sengozi, akunakuphikwa ukuthi labo abafisa ukuba nesiqiniseko ngangokunokwenzeka ngaphambi kokwenza amasu abo uqobo bangakwazisa okungeziwe ukuguquguquka kwesibali “esishintshekayo”.
Ukuphinda, inhloso enkulu yokubala ukuthola ukuthi “inani elisengcupheni” kwezentengiselwano elinikeziwe, okwenza ukuthi abadayisi bakwazi ukugwema ukonakalisa ibhalansi ye-akhawunti yabo. Njengoba kuphinde kwavezwa, uhlelo lokusebenza olunjalo kulula ukulusebenzisa, ngoba kuzodingeka nje kuphela ukubeka imininingwane edingekayo ngaphambi kokushaya inkinobho "yokubala". Vele kunezibalo ezinesici "esibuyisekayo" futhi, esinquma isilinganiso sobungozi esikhundleni senani lemali elisengozini. Sekukonke, noma yimuphi umhwebi ngaphandle kwesipiliyoni uzokwazi ukuzuza kusibali sokubala.
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