Izinguquko Zezimali Eziku-inthanethi: Izici Nezinzuzo
Isiguquli semali esiku-inthanethi siyithuluzi elivumela uhlobo lwemali olulodwa ukuthi luguqulwe lube kolunye. Ngokubheka inqubo yokushintshaniswa kwemali online, uhlelo oludidiyelwe olusetshenziswa phakathi kwamanethiwekhi asebhange, abahwebi, nabashintshi, ukuthola inani lemali kusukela ngesikhathi imakethe yezimali zangaphandle ivula ize ivalwe. Ngakho-ke, imali eguqulwayo eku-inthanethi ingahlukaniswa nenqubo yokuhweba futhi ingasetshenziswa kuphela lapho okwenzeka ngempela ukuhweba.
Ukusebenzisa isiguquli semali esiku-inthanethi akuyona into entsha ikakhulukazi kulabo, ngezikhathi ezithile, abangafuna ukwazi ukuthi yisikhathi esifanele yini sokuthenga noma ukuthengisa imali. Ukwanda kwamawebhusayithi okuphekela ukuguqulwa kwemali kutshela okuningi ngezinzuzo abasebenzisi abangazithola kukho. Lezi zinzuzo zibuye zihlanganiswe nezici ezitholakala kulezi zingosi. Nazi ezinye zalezi zici:
Abaguquleli bezimali banokutholakala okubanzi. Ukuhlala ngaphambi kokuxhaswa, amawebhusayithi anweba ukumbozwa kwawo kwizimali eziholayo emhlabeni. Okungenani, imali engama-30 ingaguqulwa kuwebhusayithi eyodwa. Lokhu kuqinisekisa ukuthi abantu abanezinhlobonhlobo zezimali kanye nabo bazothola iwebhusayithi indawo eyodwa yokuthenga izidingo zabo zokuguqula.
Amasayithi wokuguqulwa kwemali anikela ngamanani nsuku zonke. Ngoba imakethe yokushintshaniswa kwamanye amazwe ayishintshi, amanani angashintsha kungakapheli imizuzu. Ngakho-ke ngaphambi kokunqunywa kwangempela kwesilinganiso, abasebenzisi bazoba nombono wokuthi imali yabo izogcina ibaluleke kangakanani kwenye imali.
Amasayithi okuguqula imali afundisa. Ngokugxila kumathrendi wemali, abasebenzisi bafundiswa ngezizathu zalokhu kuthambekela, futhi banikezwa idatha yokuhlaziya nokuqhathanisa ukubonisa la mathrendi. Kumsebenzisi onelukuluku, le ngxenye efundisayo yesayithi lokuguqula imali imsiza ukuthi aqonde kangcono imibono ebandakanya imali nenani layo.
Isiguquli semali esiku-inthanethi singalandwa. Amanye amawebhusayithi anikela ngesoftware yokulanda mahhala. Uma i-intanethi idala inkinga, abasebenzisi banesoftware yokuzixhasa. Okwenza lokhu kukhange kubasebenzisi ukuthi, umsebenzi wokulanda awugcini kumakhompyutha kuphela, kepha nakuma-smart phone nakuma-mobile phones. Kuyinsiza elula yabantu ohambeni.
Ngezici esishiwo ngenhla zokuguqula imali oku-inthanethi, abasebenzisi bazothola izinzuzo zikhange ngokwengeziwe uma kukhulunywa ngezindleko, ukusetshenziswa okulula nokunemba. Izindleko zibonwa njengenzuzo ngoba abasebenzisi abakhokhiswa ngomsebenzi oyisisekelo wokuguqula. Kweminye imisebenzi yokuguqula edinga ukubalwa, imali ekhokhwayo ingadingeka. I-interface elula kanye nokwenza okulula kwenza abaguquleli bemali online basebenzise kalula, futhi imininingwane ekuhlinzekayo ithathwa njengenembile ngesikhathi sokuguqulwa.
Ngenkathi abanye abathengisi noma abadayisi bebucayi ngokusebenzisa isiguquli semali esiku-inthanethi, iningi labantu liyavuma ukuthi lenza umsebenzi wabo ube lula uma kukhulunywa ngokuguqula imali. Ukufakazela leli phuzu, abaguquleli bemali online bamukelwe kwezentengiselwano ngogesi. Izitolo eziku-inthanethi seziqalile ukuhlanganisa abaguquleli bemali kumawebhusayithi abo ukuze abathengi bazi ukuthi basebenzisa malini. Ngale mkhuba obonakalayo, sisazothola ukuthi ubuchwepheshe bokuguqula bungayithuthukisa kanjani impilo yemali.
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