"Thenga i-bitcoin ngekhadi lesikweletu" - i-crypto craze entsha
Emasontweni asanda kwedlula kube nokuqubuka kwegama lokusesha elithi “thenga i-bitcoin ngekhadi lesikweletu”, ukukhuphuka okuhambisana nokukhuphuka kwentengo ye-BTC, okubone intengo ikhuphuka yaya ku-20,000 ngoDisemba 2017, isuka ku-8,000 ngo-Okthoba. Intengo ibe isiwela ku-10,600 ngoDisemba 22, isula cishe u-40% yenani layo, ukuze iphinde ilulame, ifinyelele izinga eliphezulu likaJanuwari 2018 lika-16,800. Kodwa-ke, ngemva kokuwa okuqinile ezinsukwini ezedlule, ngoJanuwari 16 i-BTC/USD yephule ukuphahlazeka kwefuleshi kaDisemba okuphansi, kwafinyelela kokuphansi kuka-2018 okungu-9,870.
Ukukhuphuka kwegama losesho lwe-Google kuyingxenye eyodwa kuphela yohlamvu lwemali (virtual), bangaki abatshalizimali abathenga nge-Credit Card (CC), kunokuba basebenzise ikhadi ledebhithi, kunikeza ukuqonda okujulile kwemikhuba futhi mhlawumbe kuwumfanekiso. yokudalwa kwesigaba esisha, kanye nesengqondo. Cishe i-19% yabathengi be-bitcoin basebenzisa ikhadi lesikweletu, futhi lokhu kwabonisa ukunyuka okukhulu noshintsho emikhubeni yangaphambili yokutshala imali ye-BTC.
Manje abavikeli be-bitcoin kanye ne-crypto currency mania / imboni, bangaphakamisa ukuthi abantu bangase basebenzise i-CC yabo ngezizathu ezihlukahlukene; ukuvikelwa komthengi okungcono, amanani angcono, noma ukuthi bawuhlobo lwabantu abasebenzisa i-CC yabo kukho konke ukuthenga bese bekhokha isikweletu sabo ngokugcwele uma seyethuliwe nayo ekupheleni kwenyanga. Nokho, ukukhokha circa 4% inkokhiso yekhadi lesikweletu ngakunye bitcoin transaction, on isibonelo Coinbase, akusikiseli ukuphathwa okuhle, noma isiyalo, kuyinkomba kakhudlwana ukwenza izinqumo budedengu kanye ezimbi. Uma usebenzisa ikhadi ledebhithi kusho ukuthi unemali futhi uzokhokha kancane kakhulu, ngokwezindleko zokwenziwayo.
Ukukhuphuka kwethemu lokusesha le-bitcoin/credit card kuphinde kwagqamisa ezinye izinkinga ezimbili ezishaqisayo, abatshalizimali abangena ezikweletini ezinkulu ukuze bathenge imali ye-crypto kanye nesambulo abafundi base-USA abathenga nabo ku-crypto coin phenomenon. Manje isiqala ukuvela imibiko yabantu abaye bathatha imali mboleko yesibili enkulu, noma imali mboleko engavikelekile/evikelekile, ukuze bahileleke kuhlanya lwe-crypto.
Okutholakele okuhlobene nokuthengwa kwe-CC bitcoin kuhlobene nocwaningo lwango-December olwenziwe yi-LendEDU, i-refinancer yemalimboleko yabafundi. Benza inhlolovo yezindlela zokukhokha zabatshalizimali be-Bitcoin abasebenzayo futhi bathola ukuthi u-18.15% uthenge imali ebonakalayo ngekhadi lesikweletu. Kulabo, i-22.13% ayizange ikhokhe ibhalansi yekhadi lesikweletu kanye ne-90% yalabo abahlelelwe ukukhokha ibhalansi ngokuthengisa izimali zabo ze-Bitcoin, babonakala benokholo oluphelele lokuthi intengo ye-crypto currency izoqhubeka nokukhuphuka. I-LendEDU iqinisekisile ukuthi inhlolovo yenziwe ngokungahleliwe ngokwesayensi futhi yenziwa ngesayizi enkulu yesampula, basebenzise izindlela ezimbili zokuhlola, ukuze kuqinisekiswe ukuthi abaphendulayo babengabathengi beBitcoin.
Manje sekufanele sigxile kule ndima yokugcina mayelana nokutholwe yi-LendEDU; abafundi, noma abafundi bakamuva e-USA, bebesebenzisa izikweletu zabo ngoDisemba, ngokukhulisa amakhadi abo esikweletu, ukuze bathenge i-bitcoin emaphethelweni, kuyilapho imali ye-crypto ifinyelela inani eliphakeme eliyirekhodi lama-20k. Izikweletu zabo zekhadi lesikweletu manje sezizofinyelela kuma-doormats noma amabhokisi okungenayo e-imeyili futhi uma intengo yehle cishe ngo-50% kusukela kwaba nenani eliphakeme, laba batshalizimali abavotelwe bazophelelwa ephaketheni. Ngeke bakhokhe isikweletu sekhadi labo lesikweletu ngenzuzo yokuqagela ye-BTC, empeleni abaningi ngeke bayikhokhe nhlobo; bazobe bezabalaza futhi behlukunyezwa ukuthola izindlela zokululama ekulahlekelweni.
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