Abaguquli beMali kwi-Intanethi: amanqaku kunye nezibonelelo
Umguquleli wemali ye-intanethi sisixhobo esivumela ukuba enye imali iguqulelwe kwenye. Ngokujonga inkqubo yotshintshiselwano lwemali ye-intanethi, yinkqubo ehlanganisiweyo esetyenziswa phakathi kothungelwano lwebhanki, abarhwebi, kunye nabarhwebi, ukumisela ixabiso lemali ukususela ngexesha imarike yonaniso lwangaphandle ivula de ivalwe. Ke ngoko, imali ye-intanethi eguqulweyo inokwahlulwa kwinkqubo yorhwebo kwaye inokusetyenziswa kuphela xa intengiselwano yorhwebo isenzeka ngokwenene.
Ukusebenzisa isiguquli semali ye-intanethi asiyonto intsha ngakumbi kwabo bathi, ngamaxesha ngamaxesha, bafune ukwazi ukuba lixesha elifanelekileyo lokuthenga okanye ukuthengisa imali. Ukwanda kweewebhusayithi ezilungiselela ukuguqulwa kwemali kuxela okuninzi malunga neenzuzo ezinokufunyanwa ngabasebenzisi kuyo. Ezi zibonelelo zikwadityaniswa neempawu ezifumaneka kwezi ndawo. Nazi ezinye zezi mpawu:
Iziguquli zemali zinokhuselo olubanzi. Ukuhlala uphambi koxhaso, iiwebhusayithi zandisa ukhuselo lwazo kwiimali eziphambili kwihlabathi. Ubuninzi, iimali ze-30 zinokuguqulwa kwiwebhusayithi enye. Oku kuqinisekisa ukuba abantu abaneentlobo ngeentlobo zemali kunye nabo baya kufumana iwebhusayithi ivenkile yokumisa enye yeemfuno zabo zokuguqula.
Iziza zokuguqula imali zibonelela ngamaxabiso mihla le. Ngenxa yokuba imarike yotshintshiselwano lwangaphandle iyaguquguquka, amaxabiso anokutshintsha kwimizuzu. Ngoko ngaphambi kokumiselwa kwangempela kwezinga, abasebenzisi baya kuba nombono wokuba yimalini imali yabo iya kugqiba ukuxabiswa kwenye imali.
Iindawo zokuguqula imali ziyafundisa. Ngokugxininisa kwiindlela zemali, abasebenzisi bafundiswa ngezizathu zale mizila, kwaye banikwa idatha yokuhlalutya kunye nokuthelekisa ukubonisa le mizila. Kumsebenzisi onomdla, le nxalenye yolwazi lwendawo yokuguqula imali imnceda ukuba aqonde ngcono iimbono ezibandakanya imali kunye nexabiso layo.
Umguquleli wemali ye-intanethi unokukhutshelwa. Ezinye iiwebhusayithi zibonelela ngesoftware yokukhuphela mahala. Ukuba i-intanethi ibangela ingxaki, abasebenzisi banesoftware yokuyibuyisela. Yintoni eyenza oku kukhanga kubasebenzisi kukuba, umsebenzi wokukhuphela awupheleli nje kwiikhompyuter kuphela, kodwa nakwii-smartphones kunye neefowuni eziphathwayo. Sisixhobo esilula kubantu abasendleleni.
Ngezi mpawu zikhankanywe ngasentla zomguquleli wemali ye-intanethi, abasebenzisi baya kufumana izibonelelo ezinomtsalane ngakumbi xa kuziwa kwiindleko, ukusetyenziswa ngokulula, kunye nokuchaneka. Iindleko zibonwa njengenzuzo kuba abasebenzisi abahlawuliswanga umsebenzi osisiseko wokuguqula. Kweminye imisebenzi yoguqulo efuna ukubalwa, kungafuneka umrhumo oqhelekileyo. I-interface elula kunye ne-prompts elula yenza ukuba abaguquli bemali ye-intanethi basebenzise lula, kwaye idatha enikezelayo ithathwa njengechanekileyo ngexesha lokuguqulwa.
Ngelixa abanye abarhwebi okanye abarhwebi bebaluleke kakhulu malunga nokusebenzisa i-converter yemali ye-intanethi, abaninzi abantu bayavuma ukuba yenza umsebenzi wabo ube lula xa kuziwa ekuguquleni imali. Ukungqina le ngongoma, abaguquli bemali be-intanethi bamkelwe kwintengiso ye-elektroniki. Iivenkile ezikwi-Intanethi ziqalisile ukudibanisa abaguquli bemali kwiiwebhusayithi zabo ukuze abathengi bazi ukuba bachitha malini na. Ngalo mkhwa ubonakalayo, okwangoku siza kufumanisa ukuba itekhnoloji yokuguqula inokuphucula njani ubomi bemali.
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