NgoSeptemba 14 • Amagqabantshintshi eMarike • 14826 izimvo • 4 Comments kubhabho mali kunye nokutsala amazinyo egolide
Kukho izinto ezenzeka kulo lonke elaseYurophu elithulisiweyo, isihloko sibaleka ngemali kwaye ikwibhokisi efanayo kaPandora yeengxoxo ngezifundo zoorhulumente kunye neebhanki ezingoovimba kunokuba kungabi yinxalenye yesidlo sasemini okanye etafileni isidlo 'kwiingxoxo zotyalo-mali' phakathi kwabantu. .
“Ndibaleke ngoko nangoko ndaya kwiBarclays ngexesha lesidlo sasemini, ndakhupha yonke imali yam, ndathenga nayiphi na igolide endala kwiivenkile ezithengisa iimpahla, (bazalisa amazinyo ngoku!), Emva koko ndatshintshela kwivenkile yokutshintshiselana ngemali ndaza ndatshintsha amanqaku am ; I-Francs, i-Yen, i-Krone, i-Aussies kunye ne-Loonies .. i-bloke emva kwekhawuntari ekugqibeleni ime kunye neziqhwala "i-Loonies Sir?" ndiyahlekisa ngoku, ndicinga ukuba ekugqibeleni uyayifumana. ”
Yothusa indlela abanyanzelisa ngayo isazisi sepaspoti kwivenkile yemali ukutshintsha nje ikhulu le-quid. Mhlawumbi ukuyifihla phantsi kwebhedi ayiyongcamango intle leyo, mhlawumbi 'amapolisa emali' aza kuza andivuse ezinzulwini zobusuku ayibuyise, okanye andinike isilumkiso ngelixesha endiwuguqula ukuba abe lihle xa esihlutha konke igolide yam..hahahaha, ayisoze yenzeke lonto ..
Ukuhamba ngenqwelomoya kubonakala kusenzeka kumanqanaba amaninzi, ukusuka kumaziko asebhankini ukuya kubabhaki ukuthembela kumazwe ahlukeneyo kwilizwe okanye kwilizwe, inzala yemali ebuyiswayo, kunye nokhuseleko ngokubanzi kufuneka lungabi namava ukusukela ngeengxaki zebhanki zika-2008-2009. I-buzz yamva nje, eguqula kwaye ifake kwiimali zeScandinavia njengendawo ekhuselekileyo, inokuqokelela isantya ngakumbi ngoku i-franc yaseSwitzerland (okwethutyana okanye enye indlela) ilahlekelwe yindawo ekhuselekileyo ngeli xesha i-yen ingenakukwazi ukugcina imeko yayo yeqonga ngonaphakade.
Ngapha koko, inkcaza “yolondolozo” yezezimali ingathi (kula maxesha akhoyo) ibe ligama elingalunganga, iimali ezohlukileyo zingaba 'kugqatso olusezantsi' njengoko abatyali mali beziko befuna ezona 'zintle kwezona zimbi' ezikhoyo. Ayisiyonto yokuba kukho ukholo kumgaqo-nkqubo karhulumente waseJapan, okanye abatyali zimali bacinga ukuba ibhanki esembindini yaseSwitzerland isebenzise ulawulo olugqwesileyo ngexesha leengxaki ukusukela ngo-2008, imeko ye-yen neefrancs ikho ngenxa yokuba ingeyo-euro, ibalaseleyo, okanye iidola zase-USA.
Iibhanki zaseYurophu ziphulukana needipozithi kwiindawo ezinkulu, ingxaki yamatyala ishiye amaziko amaninzi nabucala begcina imali. Iidiphozithi kwiibhanki zaseGrisi zehle nge-19% kulo nyaka uphelileyo, ukuhla kweebhanki zaseIreland kuye kwamangalisa, kufutshane ne-40% kwiinyanga ezilishumi elinesibhozo ezidlulileyo. Iifemu zezemali ze-EU zibolekisa imali encinci enye nenye ngelixa iifemu zentengiso yemali zaseMelika zikunciphise kakhulu ukubonakaliswa kwazo kwiibhanki ezininzi zaseYurophu. Oku kuziphatha kunye nokungabikho kokuthenjwa kubaluleke kakhulu kunikwe uphawu lweenyanga eziphambi kowe-2007-2009.
Ngelixa i-ECB inyukele epleyitini inikezela ngoncedo ukuya kuthi ga kwi-500 yeebhiliyoni zeebhiliyoni, iibhanki ezifanayo ziyaboleka ukubolekisa, ukuzama ukuhlala kulonyuselo olongezelelekileyo lokuhlawula amatyala ngelixa iidiphozithi zikhupha imali zingenakho ukuzinza.
Oku kunqongophala kokuthembela kunye nokufaka imali ngenqwelomoya ngaphakathi ayisiyiyo eyokugcina iibhanki zaseGrisi nezaseIreland okanye ezinye iibhanki zePIIGS, iJamani ifumene ishumi elinambini leepesenti ukuwa ngamaziko emali ukusukela ngo-2010 kunye nokwehla ngama-28% ukusukela ngo-2008. yancipha ngo-6% ukusukela ngo-2010 kwaye iSpain yafumana ukwehla nge-14% ukusukela ngoMeyi ka-2010. Kodwa nantsi into eyothusayo neyothelekiso yokuba kutheni, ngaphandle kokuzinikela kurhulumente njenge-UK kunye ne-ECB ukwahlula imali yokuthengisa kunye notyalo-mali, kufuneka ochaphazelekayo ngokubhekisele kubantu babucala abalandela indlela yokuziphatha kwamaziko emali. E-Itali iidipozithi zentengiso zehle nge-1% ukusukela ngo-2010, kodwa okunye ukuphuma kwabagcini bamaziko kuye kwancipha nge-100 leebhiliyoni zeerandi kwangelo xesha, ukwehla nge-13% kuqinisekiswe yidatha yeBhanki yase-Itali neye-ECB. Ukuba abatyali mali abancinci bathathe iindlela ezifanayo zokubhabha imali njengamaziko imali yeebhanki inokuvavanywa ngokuqatha. Amanani edipozithi ethengisa kuphela kunzima ukuvumelana, nangona kunjalo, ubulumko obamkelweyo kukuba babala malunga ne-10% yetotali iyonke. Abatyali mali abathengisayo e-Italiya banesasari engama-63% yamatyala ebhanki ngohlobo lweebhondi, kuba 'bethembisa ukuhlawula' ukuya kuthi ga kwi-5% xa kuthelekiswa ne-avareji ye-0.88% kwimali eqhelekileyo yokufaka umtsalane kucacile. Nangona kunjalo, ukuhamba ngenqwelomoya kwiibhanki zase-Itali ngabathengi banokuthengisa.
Iibhanki zaseYurophu ziyaqhubeka nokucela uncedo kwi-ECB, iibhanki zaseGrisi naseIreland zithathe i-100 yezigidigidi zeerandi ngo-Agasti nasePortugal naseSpain ngokufanayo. Imali mboleko eyenziweyo ukubuyisa iibhondi kweli nqanaba ngeli xesha kukho into eyosulelayo enokuthathwa njengoyingozi ngokumanyumnyezi kubagqabazi abathile bayifanisa nokupaka inkunkuma kungekho mhlaba ugcweleyo. Iibhanki ezingaphandle kweGrisi, i-Ireland, iPortugal neSpain zine-1.7 yezigidi zeerandi emngciphekweni wemali mboleko kula mazwe oorhulumente nakwimibutho, kunye neziqinisekiso kunye nezivumelwano ezivela kwezinye, ngokweBhanki yokuHlaliswa kwaMazwe ngaMazwe. Nabani na odidekile kancinci ukuba uphi umngcipheko kwaye yeyiphi eyona pilisi ingangumfanekiso kwaye yiyo loo nto uTim Geithner eqokelela iimayile zomoya kwaye etshitshisa ikhadi leAmerican Express.
Ababolekisi abangamaGrike bane-40 yeebhiliyoni zeerandi zetyala labo likarhulumente. Ukuba bathatha ilahleko yeepesenti ezingama-40 okanye ngaphezulu kwezi bhondi, iyakucima yonke imali eyinkunzi egcinwe kwiibhanki zelizwe ngokweKhomishini yaseYurophu. Iibhondi zikarhulumente waseGrisi sele zithotyiwe ngeepesenti ezingama-60 kwintengiso yesibini, ngokweedatha ezihlanganiswe yiBloomberg. Ukongeza kuloyiko lokuguqulwa kwedrarhma, amaGrike atyebileyo asusa imali ngaphandle kwelizwe ukunqanda ukuba iiakhawunti zabo zebhanki zibe ziithagethi zabaqokeleli berhafu. Olu tshintsho lusebenza e-Itali kwaye ngokungathandabuzekiyo yinto ethe cwaka e-Ireland kangangexesha elithile.
Inyani yokuba ababolekisi baseYurophu ngoku babhenele ekususeni imali ngaphandle kwengingqi inokuthi ithathwe njengoyena mntu ungcatshayo okanye isigqebelo ekubeni amaziko athembele kwiFed ngaphezulu kweebhanki zabo ezikhuphayo. Imali egcinwa ziibhanki zangaphandle e-US Federal Reserve iphindaphindwe kabini yaya kwi-979 yezigidigidi zeedola ekupheleni kuka-Agasti ukusuka kwi-443 yezigidigidi zeedola ekupheleni kukaFebruwari, ngokweedatha zeFed. Ukuba i-ECB ihambelana nesi senzo, iluphu lokungcatsha liphelile. Ukuba ibhanki esembindini inokungazithembi kwimali yayo kangangokuba ijonge ngamehlo kwaye ikhuthaze inqwelomoya kwiDola yaseMelika, ethi yona ihlawulise iidipozithi ezinkulu, inike inzala engeyiyo ukubuyisela ukhuseleko, emva koko inyani entsha kwaye uNadir ufikelelwe.
Kulabo phakathi kwethu abangakwaziyo ukucofa i-bhiliyoni okanye njalo kwibhanki yaseNew York yaseMellon mhlawumbi ivenkile yemali, i-pawnbrokers kunye ne-mattress zingangqina ukuba yindawo yethu ekhuselekileyo. Qiniseka nje ukuba ubeka ikhonkco lomnyango xa uphendula umnyango ebusuku kwaye uhlala ucela ubungqina bokuchongwa.
eurozoneifxccindiza yemali
« Intswela-ngqesho e-USA ikhokelela kwiNtlupheko Igama leBond, iEurobond »
Ukubhabha ngemali kunye nokuTsala amazinyo egolide
NgoSeptemba 14 • Amagqabantshintshi eMarike • 14826 izimvo • 4 Comments kubhabho mali kunye nokutsala amazinyo egolide
Kukho izinto ezenzeka kulo lonke elaseYurophu elithulisiweyo, isihloko sibaleka ngemali kwaye ikwibhokisi efanayo kaPandora yeengxoxo ngezifundo zoorhulumente kunye neebhanki ezingoovimba kunokuba kungabi yinxalenye yesidlo sasemini okanye etafileni isidlo 'kwiingxoxo zotyalo-mali' phakathi kwabantu. .
“Ndibaleke ngoko nangoko ndaya kwiBarclays ngexesha lesidlo sasemini, ndakhupha yonke imali yam, ndathenga nayiphi na igolide endala kwiivenkile ezithengisa iimpahla, (bazalisa amazinyo ngoku!), Emva koko ndatshintshela kwivenkile yokutshintshiselana ngemali ndaza ndatshintsha amanqaku am ; I-Francs, i-Yen, i-Krone, i-Aussies kunye ne-Loonies .. i-bloke emva kwekhawuntari ekugqibeleni ime kunye neziqhwala "i-Loonies Sir?" ndiyahlekisa ngoku, ndicinga ukuba ekugqibeleni uyayifumana. ”
Yothusa indlela abanyanzelisa ngayo isazisi sepaspoti kwivenkile yemali ukutshintsha nje ikhulu le-quid. Mhlawumbi ukuyifihla phantsi kwebhedi ayiyongcamango intle leyo, mhlawumbi 'amapolisa emali' aza kuza andivuse ezinzulwini zobusuku ayibuyise, okanye andinike isilumkiso ngelixesha endiwuguqula ukuba abe lihle xa esihlutha konke igolide yam..hahahaha, ayisoze yenzeke lonto ..
Ukuhamba ngenqwelomoya kubonakala kusenzeka kumanqanaba amaninzi, ukusuka kumaziko asebhankini ukuya kubabhaki ukuthembela kumazwe ahlukeneyo kwilizwe okanye kwilizwe, inzala yemali ebuyiswayo, kunye nokhuseleko ngokubanzi kufuneka lungabi namava ukusukela ngeengxaki zebhanki zika-2008-2009. I-buzz yamva nje, eguqula kwaye ifake kwiimali zeScandinavia njengendawo ekhuselekileyo, inokuqokelela isantya ngakumbi ngoku i-franc yaseSwitzerland (okwethutyana okanye enye indlela) ilahlekelwe yindawo ekhuselekileyo ngeli xesha i-yen ingenakukwazi ukugcina imeko yayo yeqonga ngonaphakade.
Ngapha koko, inkcaza “yolondolozo” yezezimali ingathi (kula maxesha akhoyo) ibe ligama elingalunganga, iimali ezohlukileyo zingaba 'kugqatso olusezantsi' njengoko abatyali mali beziko befuna ezona 'zintle kwezona zimbi' ezikhoyo. Ayisiyonto yokuba kukho ukholo kumgaqo-nkqubo karhulumente waseJapan, okanye abatyali zimali bacinga ukuba ibhanki esembindini yaseSwitzerland isebenzise ulawulo olugqwesileyo ngexesha leengxaki ukusukela ngo-2008, imeko ye-yen neefrancs ikho ngenxa yokuba ingeyo-euro, ibalaseleyo, okanye iidola zase-USA.
Iibhanki zaseYurophu ziphulukana needipozithi kwiindawo ezinkulu, ingxaki yamatyala ishiye amaziko amaninzi nabucala begcina imali. Iidiphozithi kwiibhanki zaseGrisi zehle nge-19% kulo nyaka uphelileyo, ukuhla kweebhanki zaseIreland kuye kwamangalisa, kufutshane ne-40% kwiinyanga ezilishumi elinesibhozo ezidlulileyo. Iifemu zezemali ze-EU zibolekisa imali encinci enye nenye ngelixa iifemu zentengiso yemali zaseMelika zikunciphise kakhulu ukubonakaliswa kwazo kwiibhanki ezininzi zaseYurophu. Oku kuziphatha kunye nokungabikho kokuthenjwa kubaluleke kakhulu kunikwe uphawu lweenyanga eziphambi kowe-2007-2009.
Ngelixa i-ECB inyukele epleyitini inikezela ngoncedo ukuya kuthi ga kwi-500 yeebhiliyoni zeebhiliyoni, iibhanki ezifanayo ziyaboleka ukubolekisa, ukuzama ukuhlala kulonyuselo olongezelelekileyo lokuhlawula amatyala ngelixa iidiphozithi zikhupha imali zingenakho ukuzinza.
Oku kunqongophala kokuthembela kunye nokufaka imali ngenqwelomoya ngaphakathi ayisiyiyo eyokugcina iibhanki zaseGrisi nezaseIreland okanye ezinye iibhanki zePIIGS, iJamani ifumene ishumi elinambini leepesenti ukuwa ngamaziko emali ukusukela ngo-2010 kunye nokwehla ngama-28% ukusukela ngo-2008. yancipha ngo-6% ukusukela ngo-2010 kwaye iSpain yafumana ukwehla nge-14% ukusukela ngoMeyi ka-2010. Kodwa nantsi into eyothusayo neyothelekiso yokuba kutheni, ngaphandle kokuzinikela kurhulumente njenge-UK kunye ne-ECB ukwahlula imali yokuthengisa kunye notyalo-mali, kufuneka ochaphazelekayo ngokubhekisele kubantu babucala abalandela indlela yokuziphatha kwamaziko emali. E-Itali iidipozithi zentengiso zehle nge-1% ukusukela ngo-2010, kodwa okunye ukuphuma kwabagcini bamaziko kuye kwancipha nge-100 leebhiliyoni zeerandi kwangelo xesha, ukwehla nge-13% kuqinisekiswe yidatha yeBhanki yase-Itali neye-ECB. Ukuba abatyali mali abancinci bathathe iindlela ezifanayo zokubhabha imali njengamaziko imali yeebhanki inokuvavanywa ngokuqatha. Amanani edipozithi ethengisa kuphela kunzima ukuvumelana, nangona kunjalo, ubulumko obamkelweyo kukuba babala malunga ne-10% yetotali iyonke. Abatyali mali abathengisayo e-Italiya banesasari engama-63% yamatyala ebhanki ngohlobo lweebhondi, kuba 'bethembisa ukuhlawula' ukuya kuthi ga kwi-5% xa kuthelekiswa ne-avareji ye-0.88% kwimali eqhelekileyo yokufaka umtsalane kucacile. Nangona kunjalo, ukuhamba ngenqwelomoya kwiibhanki zase-Itali ngabathengi banokuthengisa.
Iibhanki zaseYurophu ziyaqhubeka nokucela uncedo kwi-ECB, iibhanki zaseGrisi naseIreland zithathe i-100 yezigidigidi zeerandi ngo-Agasti nasePortugal naseSpain ngokufanayo. Imali mboleko eyenziweyo ukubuyisa iibhondi kweli nqanaba ngeli xesha kukho into eyosulelayo enokuthathwa njengoyingozi ngokumanyumnyezi kubagqabazi abathile bayifanisa nokupaka inkunkuma kungekho mhlaba ugcweleyo. Iibhanki ezingaphandle kweGrisi, i-Ireland, iPortugal neSpain zine-1.7 yezigidi zeerandi emngciphekweni wemali mboleko kula mazwe oorhulumente nakwimibutho, kunye neziqinisekiso kunye nezivumelwano ezivela kwezinye, ngokweBhanki yokuHlaliswa kwaMazwe ngaMazwe. Nabani na odidekile kancinci ukuba uphi umngcipheko kwaye yeyiphi eyona pilisi ingangumfanekiso kwaye yiyo loo nto uTim Geithner eqokelela iimayile zomoya kwaye etshitshisa ikhadi leAmerican Express.
Ababolekisi abangamaGrike bane-40 yeebhiliyoni zeerandi zetyala labo likarhulumente. Ukuba bathatha ilahleko yeepesenti ezingama-40 okanye ngaphezulu kwezi bhondi, iyakucima yonke imali eyinkunzi egcinwe kwiibhanki zelizwe ngokweKhomishini yaseYurophu. Iibhondi zikarhulumente waseGrisi sele zithotyiwe ngeepesenti ezingama-60 kwintengiso yesibini, ngokweedatha ezihlanganiswe yiBloomberg. Ukongeza kuloyiko lokuguqulwa kwedrarhma, amaGrike atyebileyo asusa imali ngaphandle kwelizwe ukunqanda ukuba iiakhawunti zabo zebhanki zibe ziithagethi zabaqokeleli berhafu. Olu tshintsho lusebenza e-Itali kwaye ngokungathandabuzekiyo yinto ethe cwaka e-Ireland kangangexesha elithile.
Inyani yokuba ababolekisi baseYurophu ngoku babhenele ekususeni imali ngaphandle kwengingqi inokuthi ithathwe njengoyena mntu ungcatshayo okanye isigqebelo ekubeni amaziko athembele kwiFed ngaphezulu kweebhanki zabo ezikhuphayo. Imali egcinwa ziibhanki zangaphandle e-US Federal Reserve iphindaphindwe kabini yaya kwi-979 yezigidigidi zeedola ekupheleni kuka-Agasti ukusuka kwi-443 yezigidigidi zeedola ekupheleni kukaFebruwari, ngokweedatha zeFed. Ukuba i-ECB ihambelana nesi senzo, iluphu lokungcatsha liphelile. Ukuba ibhanki esembindini inokungazithembi kwimali yayo kangangokuba ijonge ngamehlo kwaye ikhuthaze inqwelomoya kwiDola yaseMelika, ethi yona ihlawulise iidipozithi ezinkulu, inike inzala engeyiyo ukubuyisela ukhuseleko, emva koko inyani entsha kwaye uNadir ufikelelwe.
Kulabo phakathi kwethu abangakwaziyo ukucofa i-bhiliyoni okanye njalo kwibhanki yaseNew York yaseMellon mhlawumbi ivenkile yemali, i-pawnbrokers kunye ne-mattress zingangqina ukuba yindawo yethu ekhuselekileyo. Qiniseka nje ukuba ubeka ikhonkco lomnyango xa uphendula umnyango ebusuku kwaye uhlala ucela ubungqina bokuchongwa.
eurozoneifxccindiza yemali
« Intswela-ngqesho e-USA ikhokelela kwiNtlupheko Igama leBond, iEurobond »