Iikhalityhuleyitha zeMali ziziXhobo zeShishini eziBalulekileyo
Iikhalityhuleyitha zeMali ziziguquli zemali. Zisetyenziselwa ikakhulu ukumisela ukuba yimalini enexabiso ngokwemali yelinye ilizwe. Zizinto ezilula kodwa eziyimfuneko kwizixhobo zeshishini ezisetyenziswa ngabahambi nabarhwebi abathe baqhuba ishishini okanye baqhuba imisebenzi kumhlaba wangaphandle. Ezi zixhobo zisetyenziselwa ukutshintsha ngokukhawuleza kwemali enye ukuya kwenye ngokusekwe kumaxabiso otshintshiselwano.
Isibali-mali sokubala, nangona kunjalo, sinika umsebenzisi ixabiso elimalunga noguqulo ngokusekwe kumaxabiso otshintshiselwano asetyenzisiweyo. Zihlala zisetyenziselwa ukubonelela umsebenzisi inani lepaki yebhola ukuba ingakanani imali yakhe ayakuyifuna ukuhamba okanye ukwenza ushishino kumazwe abo abaya kuwo. Elona xabiso lokuguqula kodwa kunokuba kude nexabiso olifumana nakweyiphi na ikhalityhuleyitha ekwi-intanethi ngenxa yezizathu ezininzi. Phakathi kwazo kukho:
- Iikhalityhuleyitha zemali zisebenzisa ireyithi yokutshintshiselana ngexabiso lemali ethe yaqwalaselwa njengamaxabiso apheleleyo ngelixa amaxabiso asetyenziswa ziibhanki kunye nabatshintshi bemali amaxabiso okuthengisa.
- Iibhanki kunye nabaTshintshi beMali bahlala besakha kwimida yabo yenzuzo ukuya kwiirhafu zabo kangangokuba kuhlala kukho umda omkhulu phakathi kwamaxabiso abo okuthenga kunye nokuthengisa.
- Ngamanye amaxesha, iirhafu zibekwa ngokungathandekiyo ziibhanki okanye abatshintshi bemali ngaphandle kwamaxabiso asele ekho.
Kukho umda othile kwinto enokubakho ngekhalityhuleyitha yemali. Lonke uguquko olwenziwe lulungile kuphela njengamaxabiso otshintshiselwano asetyenzisiweyo. Ngelixa zonke ezi zibali ze-intanethi zifumana ukutya kwazo kwintengiso yemali yendawo, ukutya kwazo kunokuvela kwiitheminali ezahlukeneyo ezidibanisa abathengisi bemali bamanye amazwe nabenzi bemakethi. Ngenxa yoko, enye ikhalityhuleyitha ekwi-Intanethi inokunika ixabiso lokuguqula elahlukileyo kunelinye elifumana ukutya kwalo kwidatha evela kwisiphelo esingafaniyo. Nangona kunjalo, umahluko unokuba ziipips ezimbalwa nangona zinokudibanisa zibangele umahluko omkhulu kumaxabiso okuguqula njengoko kusenziwa izinto ezininzi ezenziweyo. Kwindawo yokuqala, ezi zibali zenzelwe ukukunika nje ixabiso lesalathiso oza kusebenza kulo kuba olona guqulelo lunokuba kude nomaki ngenxa yezizathu ezininzi njengoko kuchaziwe apha ngasentla.
Iikhalityhuleyitha zemali akufuneki ziphazanyiswe ziikhalityhuleyitha zangaphambili ezisetyenziswa ngabarhwebi be forex. Iikhalityhuleyitha ze-Forex ziza ngeendlela ezahlukeneyo kwaye zisebenzela iinjongo ezithile zokurhweba ngelixa ezazisetyenziswa kuphela ngabahambi bamanye amazwe kunye nabarhwebi beempahla zehlabathi. Banokusebenzisa amaxabiso afanayo otshintshiselwano ngokusekwe kumgangatho wentengiso yendawo kodwa eyona nto iphambili kukuba akukho naluphi na utshintsho olwenziwe ngokusekwe kumanani avela kubo. Kwaye isizathu silula- abo bayisebenzisayo bahlala bephela ngokutshintsha iimali zabo kunye neebhanki zasekhaya okanye abatshintshi bemali ekufuneka bakhe imida yabo yenzuzo kwiirhafu zabo.
I-calculator yemali iluncedo ngeendlela ezininzi. Inika umbono wokuba ungakanani imali yakho oyifunayo ukuze uthenge into ethile kwelinye ilizwe okanye inokukunceda ubone ukuba uza kufuna malini xa usiya phesheya. Ikwanakho nokukuxelela ukuba lukhulu kangakanani utyalo-mali lwakho lwangaphandle ngoku.
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