Isishwankathelo saBaguquleli beMali kwi-Intanethi
Isiguquli semali ekwi-Intanethi sisixhobo esiluncedo esiguqula ngokulula isixa esithile semali enye ukuba silingane nakwezinye iimali. Ixhaswa yindawo yogcino lwedatha ehlaziywa rhoqo ukunika abasebenzisi bayo uluvo kuqingqo-maxabiso lwakamva nje kunye namaxabiso ahambelanayo ahambelana nemali ezahlukeneyo kwihlabathi liphela. Ngokubanzi, umthetho wonikezelo kunye nebango njengoko kubonakalisiwe ngamaxabiso asebenzayo kumaziko asebhankini aphesheya ayalela okanye amisele amaxabiso ahambelana neemali ezahlukeneyo ezifakwe kwiziko ledatha.
Ngaphezulu, isiguquli semali kwi-Intanethi sithathela ingqalelo amaxabiso otshintshiselwano asetyenziswa ziibhanki zalapha. Oku kunceda ukwenza ulungelelwaniso lube lolokwenyani. Rhoqo kunoko, amaqondo otshintshiselwano aqhubayo kwiibhanki zalapha ahluka kancinane kunaleyo inyanzeliswa ngamaziko ezemali aphesheya. Isizathu soku silula: Iibhanki zalapha ekhaya zenza ingeniso ngalo mahluko mncinci ngalo lonke ixesha bethengisa okanye bethenga nayiphi na imali.
Itekhnoloji njengoNcedo
Ukubuyela umva, ukuguqulwa kwemali kwakufuneka kuhlolwe ngokobuqu kumaziko asebhanki nakwamanye amafemu ezemali. Ngokunyuka kwetekhnoloji, iWebhu eBanzi yeHlabathi iye yaba sisibonelelo esijikeleze indawo esincede abantu ngeendlela ezahlukeneyo-izinto ezininzi ziye zaba lula ngoku. I-intanethi yenza izinto ezininzi zifikeleleke ngokulula- kwaye oku kubandakanya abaguquleli bemali. Ngoncedo lokuguqula imali kwi-intanethi, phantse wonke umntu onokufikelela kwi-intanethi angajonga ireyithi yokutshintshiselana ekhoyo ngexesha lokwenyani. Kwaye uninzi lwabaguquli banokufikelela kwaye basetyenziswe simahla.
Ukunyaniseka kwiinguqulelo ezikwi-Intanethi
Kuba ezo zixhobo zinikezelwa simahla, awunakubekwa tyala ukuba uza kuwuthandabuza umgangatho kunye nokuthembeka kwabaguquli be-Intanethi. Uninzi lwabaguquli kwi-intanethi luyilelwe kwaye lwasungulwa simahla, kunokuba nzima kuwe ukufumana oluya kufuna umrhumo wofikelelo. Kwaye ukuba uya kujonga ukhetho lwakho, uya kurhaxwa ngokoqobo linani lezinto onokukhetha kuzo. Ke ukuba ufumanisa ukuba isiguquli esithile asonelisi, zive ukhululekile ukusebenzisa enye. Ngokutsho kweengcali, nawuphi na umguquli mali okwi-Intanethi uya kwenza kuba uninzi lwezinto ozikhethileyo kwiWebhu eBanzi yeHlabathi zikhuphisana kakhulu. Iiwebhusayithi ezininzi zivelisa ukugcwala kwabantu abaguquleli abasebenza kwi-Intanethi, ngenxa yoko bayayenza into yokuba bahlaziye amanqaku amaxesha ngamaxesha.
Iimpawu ekufuneka ujonge kuzo iiWebhusayithi eziGuquli eziMali ezikwi-Intanethi
Ngenxa yenani elikhulu lokukhetha, ekuphela kobunzima oya kuba nabo kukukhetha okona kulungileyo. Zininzi iiwebhusayithi ezibonelela ngalo msebenzi. Kodwa zeziphi izinto ekufuneka ujonge kuzo ukuze uqiniseke ukuba ukwindlela elungileyo? Oku kulandelayo ngamanye amanqaku ekufuneka ukhumbule:
- Jonga inani leemali eziguqulelwa kwi-Intanethi kwiziko ledatha. Unokuthi ilungile ngokwaneleyo ukuba ineemali ezingama-30 ubuncinci. Ezona zilungileyo zibonelela ngenkxaso uninzi lwezezimali kwihlabathi liphela.
- Amaxabiso emali atshintsha ngokujikeleza ixesha. Kuya kufuneka ukhethe isiguquli esikwi-Intanethi esihlaziya ngokujonga iyure ngaphezulu kwesinye esihlaziya kancinci rhoqo.
- Kuya kuba lula ngakumbi ukuba uya kukhetha isiguquli semali esinazo izixhobo zokubala.
Ewe, isiguquli semali kwi-Intanethi sikwenze kwalula ukuba wonke umntu ajonge amaxabiso otshintshiselwano.
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