Chifukwa chake tapanga njira yamalonda yopambana, titabwereranso kukayesa, timatani pambuyo pake?
Tapanga njira yomwe 'imagwira ntchito' bwino; zovuta ndizochepa, zotayika ndizochepa ndipo zimatha kuwongoleredwa. Monga njira iliyonse yamalonda imakhala yochepa, koma yotheka kutaya mizere. Tabwerezanso kuyesa njirayi kwa miyezi isanu ndi umodzi tsopano ndipo funso latsalali ndi loti kodi iyi ndi nthawi yayitali kuti tithe kuwonetsetsa njira ndi njira yonse yogulitsira? Kodi tingagwiritse ntchito bwanji kusanthula kwabwino kwambiri komwe kulipo kuti tigwiritse ntchito pazosankhazi kuti tiweruze dongosolo lathu ndipo tiyenera kuyang'ana chiyani?
Choyamba tiyenera kusankha ngati nthawi yoyesera kumbuyo ndi yayitali mokwanira kutengera nthawi yomwe tikufuna kugulitsa. Mwachitsanzo kuyesedwa kwakanthawi kwa miyezi isanu ndi umodzi kwa njira yogulitsa masheya sikungokhala kokwanira kuti njira ndi makina athu akwaniritse misika yonse, monga kutuluka, kusintha kwakukulu pamalingaliro ofunikira - kusintha kwa chiwongola dzanja, kapena mapulogalamu ochepetsera kuchuluka ( kujambulidwa kapena kuwonjezeka).
Titha kufuna kuwonjezera mayeso athu obwerera m'mbuyo kwa zaka zingapo ngati tikufuna kukhazikitsa njira yogulitsa yophatikizira kukhumudwa kwakukulu pazachuma. Lingaliro lake ndikutenga dongosolo kubwerera ku 2008 kuchokera ku 2014 kuti liphatikizire pafupifupi msika uliwonse womwe tingaganizire (kwa amalonda osinthana) mzaka zaposachedwa.
Komabe, ngati njira yathu yogulitsira ndi njira yamalonda yamasana ndiye kuti mwina zenera la miyezi isanu ndi umodzi ndikwanira kuti tiweruze momwe njira yathu imagwirira ntchito. Titha kuyesa pa chitetezo chimodzi ndipo ngati tingakonzekere kuchoka, mwachitsanzo, ola limodzi nthawi titha 'kutenga' ntchito za 400 pakuyesa kwathu kumbuyo. Izi zitha kuwonongeka ngati malonda pafupifupi khumi pa sabata m'miyezi isanu ndi umodzi, zomwe ziyenera kukhala zokwanira kuti apange chisankho chodziwikiratu.
Kapenanso titha kuyang'ana pa tchati cha tsiku ndi tsiku ndikatha kusaka zochitika zazikulu zomwe zidasunthira msika pachaka, kenako timakumana ndi zochitikazo ndi nthawi yathu ola limodzi kuti tiwone momwe mtengo umasangalalira posankha mfundo zazikuluzikulu, kapena nkhani zazikulu zochitika zidasindikizidwa. Pogwiritsa ntchito kuwunikaku titha kukhala otsimikiza kuti kuyesa kwathu kugulitsa kwamasiku kwakhala kukupilira komanso kupulumuka nyengo yovuta kwambiri, mwina chifukwa chakuwonongeka kwakanema.
Tikayesanso kuyesedwanso tiyenera kupitiliza kuyesa kumsika
Kuyesedwa kwam'mbuyo nthawi zambiri kumatha kukhala kosalondola. Ambiri mdera lathu adakhala miyezi, mwinanso zaka, akuyesa mayeso pamapepala kuti apeze kuti sanagwire ntchito monga amayembekezera poyesa kutsogolo komanso pamsika weniweni. Chifukwa chiyani izi zimachitika pazifukwa zingapo; Nthawi yamsika komanso zovuta zamaganizidwe monga kulephera kumvetsetsa momwe zochitika zenizeni zingakhudzire phindu lathu. Mafelemu am'munsi amakhala ovuta kuyesa chifukwa chakuchepa ndikufalikira komwe sikungayesedwe kumbuyo komwe titha kungotenga kandulo kapena kaphokoso kandulo ngati cholowera kapena potuluka. Tiyenera kusunthira mayeso athu obwerera kumbuyo kuti tiwone mayeso ndikuyesa mayeso athu akutsogolo ngati 'nthawi yophunzitsira'.
Kodi tidzakhala ndi nthawi yayitali bwanji kuti tipeze mayeso athu opitilira patsogolo ndipo kodi 'timakhala amoyo' ndi ndalama zenizeni kapena mayeso oyeserera pachiwonetsero?
Gawo lathu lotsatira pakuyesa kutsogolo ndikuti tiganizire ngati tidzayese nthawi yeniyeni ndi ndalama zenizeni, kapena tidzachita malonda kwakanthawi kochepa kapena pali njira ina, kodi tingachite zonsezi? Tiyeni tifotokoze…
Tasankha kuti titumiza mayeso amoyo, koma m'malo mongopanga kukula kwa akaunti yathu ya 1% pamalonda onse tangoganiza zoika 0.1% pamalonda pakatha miyezi iwiri yoyesera ndipo tikuyembekeza kutenga circa Zogulitsa 150 panthawiyi. Komabe, tapanganso chisankho kuti titha kuyendetsa makina owonetsera magalasi ndimayeso athu amoyo koma poyeserera. Tidzasintha malonda athu enieni ndi malonda mu akaunti yathu yowonetsera ndipo ndi akaunti yowonetsera tatsimikiza kuonjezera chiopsezo chathu ku 2%. Uku ndikosintha kokha kumachitidwe athu; Zina zonse zomwe zikupezeka mundondomeko yamalonda sizikhala chimodzimodzi. Kuyimilira, kuthekera kwa R: R etc.
Kuyendetsa akaunti yowonetsera limodzi ndi akaunti yathu yakanthawi kokhayo, mwachidziwikire, kuyenera kutipatsa zabwino padziko lonse lapansi. Tiyenera kuyesa munthawi yeniyeni ndi chiopsezo chochepa kwambiri pamalonda aliwonse amoyo pomwe chiwonetserochi chikuwonetsa mtundu wankhanza wamachitidwe omwewo pakuwonetsera. Chifukwa chake ngati kuyezetsa kwathu kutsogolo kumagwira ntchito bwino titha kukhala ndi chidaliro chonse kuti tikadzayesa kuyesa njira zathu zonse zitha kukhala ndi chiopsezo chachikulu chomwe chiyenera kutipangitsa kudalira njira yathu tikadzakhala moyo wathu wonse magawo wabwinobwino.
« USA Milandu yakusowa kwa ntchito sabata iliyonse imakhalabe yovuta pomwe kugulitsa nyumba kwakanthawi kukuyenda Mabanki aku USA apambana mayeso opsinjika, Fitch imatsimikizira kuchuluka kwa USA AAA pomwe kulipira kwa Euro kudakulirako »
