Kuyenda Msika Wosinthana Kwandalama Zokwera Ndi Zotsika
Mitengo mumsika wosinthitsa ndalama imatha kukwera ndi kutsika kangapo mkati mwa tsiku limodzi, kusonyeza nsonga, zigwa, ndi zapansi pamene zakonzedwa pa grafu ya mzere. Ogulitsa ndalama amayenera kukwera bwino izi kuti athe kukulitsa maakaunti awo ogulitsa. Chinsinsi chokwera mayendedwe amtengowa ndi kukhala ndi zida zoyenera pamanja ndi chilango chomamatira ku njira yotsimikiziridwa. Kusamalira bwino ndalama komwe kumalinganiza zoopsa ndi phindu lomwe mungapindule nakonso ndikofunikira kuti malonda apambane. Palibe chifukwa choyambitsanso gudumu ndi malingaliro anu ndi njira zanu.
Ogulitsa osinthanitsa ndalama musanapange mfundo zamalonda ndi njira za anthu ochita malonda osiyanasiyana. Muyenera kudzifufuza nokha kuti mudziwe kuti ndinu ochita malonda otani - kodi ndinu okonzeka kuyika pachiwopsezo chochulukirapo pochita malonda apamwamba kapena mungapite kukachita malonda otetezeka kwambiri? Muyenera kukhala omasuka pazochita zanu zamalonda apo ayi mudzakhala ndi vuto lowongolera momwe mukumvera mitengo ikadutsa kukwera kotsetsereka ndikugwera mozama.
Mukadziwa mtundu wanji wa malonda osinthira ndalama omwe mumamasuka nawo, mutha kuwerenga za njira zosiyanasiyana zomwe akatswiri amalonda apanga. Yesani njira izi pamaakaunti achiwonetsero kuti muwone ngati zingakuthandizireni. Njira izi zimakuwuzani zomwe muyenera kuyang'ana kuti muchite malonda. Njirazi zimakuthandizaninso kukhazikitsa njira zosungira zopindula zanu kapena kukutetezani ku zotayika zina. Monga gawo la njira yabwino yoyendetsera ndalama, mutha kuyimitsa malonda omwe mwawayika pamene mitengo ina yawoloka kapena kuphwanyidwa.
Kugulitsa mumsika wosinthira ndalama kumabwera ndikuvomereza kuti msika ndi wosakhazikika komanso kuti mitengo yandalama imasinthasintha nthawi zonse. Kusinthasintha uku ndizomwe mukubanki kuti mupange phindu. Simukufuna kutengeka mtima ndikungoganiziranso njira yanu yogulitsira pamene mtima wanu uyima pamene mitengo yandalama yanu ikutsika. Ngati njira yanu ikukuwuzani kuti uku ndi kuwongolera kwabere komwe kumabwereranso ku ng'ombe yaukali, muyenera kumamatira ndikudikirira zizindikiro zoyenera kuti muchite malonda anu.
Kumamatira ndi njira yanu kumafuna kulangidwa kwamalonda kolimba mokwanira kuti musatengeke ndi malonda anu. Zimakhala zovuta kukhala osakhudzidwa ndi malonda anu ngati mukugulitsa ndalama zomwe mumafunikira pa chinthu china chowonongera. Onetsetsani kuti mukugulitsa ndi ndalama zomwe mumapeza. Izi zikutanthauza kuti ndalama zomwe mukugwiritsa ntchito posinthanitsa ndi ndalama zanu ndi ndalama zomwe simukuzifuna kapena ndalama zomwe mungathe kutaya.
Mukachita bwino kupeza phindu muzochita zanu zamalonda, muyenera kuzibweza muakaunti yanu yosinthira ndalama kuti mugwiritse ntchito phindu lina munjira yanu yogulitsa. Osachititsidwa khungu ndi zopindula zazikulu ndikupita "zonse" pamalonda ena poganiza kuti mudzapezanso zomwezo. Apanso, khalani ndi mwambo wotsatira njira yanu - malingaliro anu alibe malo muzochita zanu zamalonda.
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