Gawo 14 • Ndemanga za Msika • 14821 Views • 4 Comments pa Kuuluka Kwandalama ndi Kukoka Mano a Golide
Pali zochitika zomwe zikuchitika ku Europe konse zomwe zikusungidwa, mutuwo ndikuuluka kwa ndalama ndipo zili m'bokosi lomwelo la Pandora zokambirana zomwe maboma ndi mabanki apakati sangakhale nawo pachakudya chamadzulo kapena patebulo la chakudya chamadzulo pakati pa anthu. .
"Chifukwa chake ndidathamangira ku Barclays nthawi yamasana, ndidatulutsa ndalama zanga zonse, ndidagula golide wakale kwa osunga ndalama, (akudzaza mano tsopano!), Kenako ndidasinthanitsa ndi malo ogulitsira ndalama ndikusinthana ndalama zanga ; Francs, Yen, Krone, Aussies ndi Loonies..buluu kuseri kwa kauntala latha pomaliza ndi wopunduka "Loonies Sir?" nthabwala tsopano, ndikuganiza kuti pamapeto pake amvetsetsa. ”
“Zodabwitsa momwe amaumirira chiphaso cha pasipoti pamalo ogulitsira ndalama kuti angosintha ma quid angapo. Mwina kubisala pansi pa bedi si lingaliro labwino, mwina 'apolisi azandalama' abwera kudzandidzutsa pakati pausiku ndikufunanso kuti andibwezere, kapena andichenjezere pomwe ndikuwasandutsa osangalatsa pomwe alanda onse golide wanga..hahahaha, sizingachitike .. sichingachitike? "
Ndege zandalama zikuwoneka kuti zikuchitika m'magulu ambiri, kuyambira mabungwe amabanki kupita kwa ophika buledi kudalira ndalama zakunyumba zosiyanasiyana kapena maboma, chiwongola dzanja chobwezedwa, ndipo chitetezo chonse chiyenera kukhala chochepa kuyambira pomwe mabanki adakumana ndi 2008-2009. Buzz waposachedwa, wosintha ndikuyika ndalama zaku Scandinavia ngati malo otetezeka, zitha kusunthika makamaka tsopano ku franc yaku Swiss (kwakanthawi kapena kwina) yataya malo otetezedwa pomwe yen satha kukhalabe malo awo nthawi zonse.
M'malo mwake "ndalama zopulumutsira" malingaliridwe atha kukhala (munthawi zino) kusazindikira, ndalama zitha kukhala mu 'mpikisano wofika pansi' pomwe oyendetsa mabungwe amafunafuna zabwino 'zoyipa kwambiri' zomwe zingapezeke. Sikuti pali chikhulupiriro pamalingaliro a boma la Japan, kapena omwe amagulitsa ndalama akuganiza kuti banki yayikulu yaku Switzerland yakhala ikuwongolera bwino nthawi yamavuto kuyambira 2008, malo a yen ndi ma franc alipo chifukwa si ma euro, ma sterling, kapena madola aku USA.
Mabanki aku Europe akutaya madipoziti m'matumba akulu, kusowa kwa ngongole kwasiya mabizinesi ambiri komanso azachinsinsi asungidwa. Madipoziti m'mabanki aku Greece agwa ndi 19% chaka chatha, kuchepa kwa malo osungidwa m'mabanki aku Ireland kwakhala kodabwitsa, pafupifupi 40% m'miyezi khumi ndi isanu ndi itatu yapitayi. Makampani azachuma aku EU akubwerekana ndalama zochepa pomwe makampani azamsika aku USA achepetsa kwambiri kuwonekera kwawo m'mabanki ambiri aku Europe. Khalidwe ili komanso kusakhulupirika ndikofunika kwambiri chifukwa ndi chizindikiro cha miyezi ingapo chaka cha 2007-2009 chisanachitike.
Pomwe ECB yakwera mgulumo kuti ipereke thandizo mpaka € 500 biliyoni, mabanki omwewo akubweza ngongole, kuyesera kuti akhalebe pazowonjezera zakunja pomwe madontho akutuluka sangakhale okhazikika.
Kusakhulupirika ndi kuyendetsa ndalama kwakunyumba sikungosungira mabanki aku Greece ndi aku Ireland kapena mabanki ena a PIIGS, Germany yakumana ndi kugwa kwa magawo khumi ndi awiri ndi mabungwe azachuma kuyambira 2010 ndipo kutsika kwa 28% kuyambira 2008. Ku France ndalama zofananira zakhala yafooka ndi 6% kuyambira 2010 ndipo Spain idakumana ndi kutsika kwa 14% kuyambira Meyi 2010. Koma nayi chisokonezo chodabwitsa ndikuyerekeza chifukwa chake, ngakhale kudzipereka kwa maboma monga UK ndi ECB kupatula ndalama zogulitsa ndi kusungitsa ndalama, ayenera Khalani okhudzidwa ndi anthu wamba omwe akutsata mabungwe azachuma. Ku Italy masheya ogulitsa agwa ndi 1% yokha kuyambira 2010, koma zotuluka zina ndi omwe adasunga mabungwe zachepa ndi 100 biliyoni nthawi yomweyo, kutsika kwa 13% kutsimikiziridwa ndi data ya Bank of Italy ndi ECB. Ngati ogulitsa ang'onoang'ono atengera njira zofananira zandalama ngati mabungwe, likulu la mabanki likhoza kuyesedwa kwambiri. Ziwerengero zantchito yogulitsa ndizovuta kutsimikizira, komabe, nzeru yolandiridwa ndikuti amawerengera pafupifupi 10% yathunthu. Otsatsa ogulitsa ku Italy amakhalanso ndi 63% ya ngongole kubanki ngati ma bond, popeza 'akulonjeza kulipira' mpaka 5% poyerekeza ndi avareji ya 0.88% pamalipiro abwinobwino omwe amakopa. Komabe, kuthawa kwakanthawi kochokera m'mabanki aku Italiya ndi makasitomala ogula kumatha kukhala kotheka.
Mabanki aku Europe akupitilizabe kulumikizana ndi ECB kuti awathandize, mabanki aku Greece ndi aku Ireland adatenga ndalama zokwana ma 100 biliyoni mu Ogasiti ndipo Portugal ndi Spain azizungulira chimodzimodzi. Ngongole zomwe zimaperekedwa pobweza ngongole panthawiyi pomwe kupatsirana komwe kulipo kumawonedwa ngati koopsa modabwitsa pomwe ena onena kuti kuyimitsa zinyalala kopanda malo. Mabanki akunja kwa Greece, Ireland, Portugal ndi Spain ali ndi chiwopsezo cha $ 1.7 trilioni pobwereketsa maboma ndi mabungwe am'maiko awo, komanso mabungwe ndi mabungwe ena, malinga ndi Bank for International Settlements. Kwa aliyense amene wasokonezeka pang'ono pangozi yomwe ili pachiwopsezo ndi chomwe mapiritsi ake akhoza kukhala pali chiwerengerocho ndichifukwa chake Tim Geithner akusonkhanitsa ma mile ake ndikuwombera khadi ya American Express.
Obwereketsa achi Greek ali ndi ngongole pafupifupi pafupifupi 40 biliyoni za ngongole zaboma lawo. Ngati ataya 40% kapena kupitilira apo pamalondawo, zitha kufafaniza likulu lonse lamabanki adzikolo malinga ndi European Commission. Malonda aboma aku Greece atsitsidwa kale ndi 60% pamsika wachiwiri, malinga ndi zomwe adalemba Bloomberg. Kuphatikiza pa kuwopa kusinthana ndi drakema, Agiriki olemera akuchotsa ndalama mdzikolo kuti apewe kuti maakaunti awo akubanki asandulike kwa okhometsa misonkho. Mphamvu imeneyi ikugwiranso ntchito ku Italy ndipo mosakayikira yakhala chete ku Ireland kwakanthawi.
Zoti obwereketsa aku Europe tsopano asunthira kusunthira ndalama m'derali atha kuonedwa kuti ndichachinyengo kapena chodabwitsa kwambiri kupatsidwa mabungwewo kukhulupirira Fed kuposa mabanki omwe amapereka. Ndalama zomwe mabanki akunja amasunga ku US Federal Reserve zawonjezeka mpaka $ 979 biliyoni kumapeto kwa Ogasiti kuchokera $ 443 biliyoni kumapeto kwa February, malinga ndi kafukufuku wa Fed. Ngati ECB ikugwira nawo ntchitoyi ndiye kuti kusakhulupirika kwatha. Ngati banki yayikulu ilibe chidaliro pamalipiro ake kotero kuti ikuyang'anitsitsa ndikulimbikitsa kuthawira ku dollar yaku USA, yomwe imalipira ndalama zambiri, ndikupereka chiwongola dzanja chobwezera chitetezo, ndiye wotsika kwambiri ndipo Nadir wafika.
Kwa iwo pakati pathu omwe sangatumize foni biliyoni kapena ku New York banki ya Mellon mwina malo ogulitsira ndalama, olondera ndalama ndi matiresi atha kukhala malo athu otetezeka. Onetsetsani kuti mwaika tcheni chitseko poyankha pakhomo usiku ndipo nthawi zonse funsani umboni wakudziwitsani.
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Ndege Yandalama ndi Kukoka Mano a Golide
Gawo 14 • Ndemanga za Msika • 14821 Views • 4 Comments pa Kuuluka Kwandalama ndi Kukoka Mano a Golide
Pali zochitika zomwe zikuchitika ku Europe konse zomwe zikusungidwa, mutuwo ndikuuluka kwa ndalama ndipo zili m'bokosi lomwelo la Pandora zokambirana zomwe maboma ndi mabanki apakati sangakhale nawo pachakudya chamadzulo kapena patebulo la chakudya chamadzulo pakati pa anthu. .
"Chifukwa chake ndidathamangira ku Barclays nthawi yamasana, ndidatulutsa ndalama zanga zonse, ndidagula golide wakale kwa osunga ndalama, (akudzaza mano tsopano!), Kenako ndidasinthanitsa ndi malo ogulitsira ndalama ndikusinthana ndalama zanga ; Francs, Yen, Krone, Aussies ndi Loonies..buluu kuseri kwa kauntala latha pomaliza ndi wopunduka "Loonies Sir?" nthabwala tsopano, ndikuganiza kuti pamapeto pake amvetsetsa. ”
“Zodabwitsa momwe amaumirira chiphaso cha pasipoti pamalo ogulitsira ndalama kuti angosintha ma quid angapo. Mwina kubisala pansi pa bedi si lingaliro labwino, mwina 'apolisi azandalama' abwera kudzandidzutsa pakati pausiku ndikufunanso kuti andibwezere, kapena andichenjezere pomwe ndikuwasandutsa osangalatsa pomwe alanda onse golide wanga..hahahaha, sizingachitike .. sichingachitike? "
Ndege zandalama zikuwoneka kuti zikuchitika m'magulu ambiri, kuyambira mabungwe amabanki kupita kwa ophika buledi kudalira ndalama zakunyumba zosiyanasiyana kapena maboma, chiwongola dzanja chobwezedwa, ndipo chitetezo chonse chiyenera kukhala chochepa kuyambira pomwe mabanki adakumana ndi 2008-2009. Buzz waposachedwa, wosintha ndikuyika ndalama zaku Scandinavia ngati malo otetezeka, zitha kusunthika makamaka tsopano ku franc yaku Swiss (kwakanthawi kapena kwina) yataya malo otetezedwa pomwe yen satha kukhalabe malo awo nthawi zonse.
M'malo mwake "ndalama zopulumutsira" malingaliridwe atha kukhala (munthawi zino) kusazindikira, ndalama zitha kukhala mu 'mpikisano wofika pansi' pomwe oyendetsa mabungwe amafunafuna zabwino 'zoyipa kwambiri' zomwe zingapezeke. Sikuti pali chikhulupiriro pamalingaliro a boma la Japan, kapena omwe amagulitsa ndalama akuganiza kuti banki yayikulu yaku Switzerland yakhala ikuwongolera bwino nthawi yamavuto kuyambira 2008, malo a yen ndi ma franc alipo chifukwa si ma euro, ma sterling, kapena madola aku USA.
Mabanki aku Europe akutaya madipoziti m'matumba akulu, kusowa kwa ngongole kwasiya mabizinesi ambiri komanso azachinsinsi asungidwa. Madipoziti m'mabanki aku Greece agwa ndi 19% chaka chatha, kuchepa kwa malo osungidwa m'mabanki aku Ireland kwakhala kodabwitsa, pafupifupi 40% m'miyezi khumi ndi isanu ndi itatu yapitayi. Makampani azachuma aku EU akubwerekana ndalama zochepa pomwe makampani azamsika aku USA achepetsa kwambiri kuwonekera kwawo m'mabanki ambiri aku Europe. Khalidwe ili komanso kusakhulupirika ndikofunika kwambiri chifukwa ndi chizindikiro cha miyezi ingapo chaka cha 2007-2009 chisanachitike.
Pomwe ECB yakwera mgulumo kuti ipereke thandizo mpaka € 500 biliyoni, mabanki omwewo akubweza ngongole, kuyesera kuti akhalebe pazowonjezera zakunja pomwe madontho akutuluka sangakhale okhazikika.
Kusakhulupirika ndi kuyendetsa ndalama kwakunyumba sikungosungira mabanki aku Greece ndi aku Ireland kapena mabanki ena a PIIGS, Germany yakumana ndi kugwa kwa magawo khumi ndi awiri ndi mabungwe azachuma kuyambira 2010 ndipo kutsika kwa 28% kuyambira 2008. Ku France ndalama zofananira zakhala yafooka ndi 6% kuyambira 2010 ndipo Spain idakumana ndi kutsika kwa 14% kuyambira Meyi 2010. Koma nayi chisokonezo chodabwitsa ndikuyerekeza chifukwa chake, ngakhale kudzipereka kwa maboma monga UK ndi ECB kupatula ndalama zogulitsa ndi kusungitsa ndalama, ayenera Khalani okhudzidwa ndi anthu wamba omwe akutsata mabungwe azachuma. Ku Italy masheya ogulitsa agwa ndi 1% yokha kuyambira 2010, koma zotuluka zina ndi omwe adasunga mabungwe zachepa ndi 100 biliyoni nthawi yomweyo, kutsika kwa 13% kutsimikiziridwa ndi data ya Bank of Italy ndi ECB. Ngati ogulitsa ang'onoang'ono atengera njira zofananira zandalama ngati mabungwe, likulu la mabanki likhoza kuyesedwa kwambiri. Ziwerengero zantchito yogulitsa ndizovuta kutsimikizira, komabe, nzeru yolandiridwa ndikuti amawerengera pafupifupi 10% yathunthu. Otsatsa ogulitsa ku Italy amakhalanso ndi 63% ya ngongole kubanki ngati ma bond, popeza 'akulonjeza kulipira' mpaka 5% poyerekeza ndi avareji ya 0.88% pamalipiro abwinobwino omwe amakopa. Komabe, kuthawa kwakanthawi kochokera m'mabanki aku Italiya ndi makasitomala ogula kumatha kukhala kotheka.
Mabanki aku Europe akupitilizabe kulumikizana ndi ECB kuti awathandize, mabanki aku Greece ndi aku Ireland adatenga ndalama zokwana ma 100 biliyoni mu Ogasiti ndipo Portugal ndi Spain azizungulira chimodzimodzi. Ngongole zomwe zimaperekedwa pobweza ngongole panthawiyi pomwe kupatsirana komwe kulipo kumawonedwa ngati koopsa modabwitsa pomwe ena onena kuti kuyimitsa zinyalala kopanda malo. Mabanki akunja kwa Greece, Ireland, Portugal ndi Spain ali ndi chiwopsezo cha $ 1.7 trilioni pobwereketsa maboma ndi mabungwe am'maiko awo, komanso mabungwe ndi mabungwe ena, malinga ndi Bank for International Settlements. Kwa aliyense amene wasokonezeka pang'ono pangozi yomwe ili pachiwopsezo ndi chomwe mapiritsi ake akhoza kukhala pali chiwerengerocho ndichifukwa chake Tim Geithner akusonkhanitsa ma mile ake ndikuwombera khadi ya American Express.
Obwereketsa achi Greek ali ndi ngongole pafupifupi pafupifupi 40 biliyoni za ngongole zaboma lawo. Ngati ataya 40% kapena kupitilira apo pamalondawo, zitha kufafaniza likulu lonse lamabanki adzikolo malinga ndi European Commission. Malonda aboma aku Greece atsitsidwa kale ndi 60% pamsika wachiwiri, malinga ndi zomwe adalemba Bloomberg. Kuphatikiza pa kuwopa kusinthana ndi drakema, Agiriki olemera akuchotsa ndalama mdzikolo kuti apewe kuti maakaunti awo akubanki asandulike kwa okhometsa misonkho. Mphamvu imeneyi ikugwiranso ntchito ku Italy ndipo mosakayikira yakhala chete ku Ireland kwakanthawi.
Zoti obwereketsa aku Europe tsopano asunthira kusunthira ndalama m'derali atha kuonedwa kuti ndichachinyengo kapena chodabwitsa kwambiri kupatsidwa mabungwewo kukhulupirira Fed kuposa mabanki omwe amapereka. Ndalama zomwe mabanki akunja amasunga ku US Federal Reserve zawonjezeka mpaka $ 979 biliyoni kumapeto kwa Ogasiti kuchokera $ 443 biliyoni kumapeto kwa February, malinga ndi kafukufuku wa Fed. Ngati ECB ikugwira nawo ntchitoyi ndiye kuti kusakhulupirika kwatha. Ngati banki yayikulu ilibe chidaliro pamalipiro ake kotero kuti ikuyang'anitsitsa ndikulimbikitsa kuthawira ku dollar yaku USA, yomwe imalipira ndalama zambiri, ndikupereka chiwongola dzanja chobwezera chitetezo, ndiye wotsika kwambiri ndipo Nadir wafika.
Kwa iwo pakati pathu omwe sangatumize foni biliyoni kapena ku New York banki ya Mellon mwina malo ogulitsira ndalama, olondera ndalama ndi matiresi atha kukhala malo athu otetezeka. Onetsetsani kuti mwaika tcheni chitseko poyankha pakhomo usiku ndipo nthawi zonse funsani umboni wakudziwitsani.
eurozonefxcckuthawa ndalama
« Ulova Ku USA Ukuyambitsa Umphawi Wochuluka Dzinalo Bond, Eurobond »