Kuchita ndi Kutembenuka Kwandalama Mukuyenda
Kusintha kwa ndalama kumakhalabe imodzi mwazinthu zofunikira kwambiri zomwe wamalonda kapena wapaulendo wamba amayenera kuchita akamayenda kudera lomwe limagwiritsa ntchito ndalama zosiyana. Tikuwona kuti ndikofunikira kuti wapaulendo adziwe kusintha komwe kulipo pakati pa ndalama zomwe ali nazo ndi ndalama zomwe zikupezeka mdziko lomwe akukhalamo. Kudzera mu izi, atha kukonzekera zambiri m'malo mongoyenda nthawi yomweyo osafufuza kutembenuka kwa ndalama zawo.
Ndibwino kukonzekera pasadakhale pankhani yosintha ndalama kuti wapaulendo asadabwe akafika kuti sanathe kubweretsa ndalama zokwanira chifukwa chosadziwa kuchuluka kwa kutembenuka. Ndikosavuta - aliyense atha kuwona pa World Lide Web kuti aone kuchuluka kwake komanso kuti amve ngati ali ofanana ndi ndalama zomwe zikupezekanso komwe amachokera.
Mukakhala kunja kwa dziko lakwawo, ndikofunikira kukhala ndi ndalama zakomweko kuti munthu azitha kugula zazing'ono ndikuzungulira mosavuta. Oyenda pafupipafupi akuti kukhala ndi ndalama zosachepera $ 100 zofananira ndi ndalama zakomweko mthumba lanu zitha kukhala zothandiza kwambiri zikafika komwe zikupita. Amatha kulipira kale kanyumba ndikugula chotupitsa kapena zinthu zina zazing'ono popanda kufunikira kofunafuna wogulitsa ndalama. Izi ndizofunikira makamaka akafika m'mawa kwambiri kapena madzulo pomwe mabanki amakhala atatsekedwa.
Ponena za ndalama zosinthira ndalama ndi zina zambiri poyenda, apaulendo amalimbikitsidwa kudikirira mpaka akafike komwe akufuna kuti apeze mitengo yabwino yosinthira ndalama zawo. Ma eyapoti ambiri padziko lonse lapansi ali ndi desiki yosinthira ndalama komwe apaulendo amatha kusinthana ndi ndalama zomwe amabweretsa. Koma, atha kupeza mitengo yabwinoko kuchokera pamakina ATM omwe amalumikizidwa ndi mabanki akuluakulu. Pankhani yosintha ndalama, makhadi a ATM omwe nthawi zambiri sagwira ntchito popanda mavuto ndi omwe ali ndi ma PIN omwe ali ndi manambala 4. Zachidziwikire, pali zolipiritsa zomwe zimalipidwa ndi nyumba yakunyumba ndi banki yakomweko komwe akuchokerako, chifukwa chake ndikofunikira kuti anthu achotse kamodzi kwakukulu m'malo mwa ang'onoang'ono angapo momwe angathere.
Anthu akagwiritsa ntchito ma kirediti kadi paulendo, amathanso kulandila ndalama zingapo zosinthira. Asananyamuke, ndikofunikira kuti wapaulendo akafunse kampani yake yama kirediti kadi za mitengo yamitengo yosinthira makhadi akagwiritsidwa ntchito kudziko lina. Izi ziwapatsa lingaliro la kuchuluka kwa zomwe ayenera kuyembekezera akagula pogwiritsa ntchito makhadi awo akunja kwa dziko lawo. Palinso chindapusa chomwe amayenera kulipira akatenga ndalama pamakadi awo poyenda.
Kwa anthu omwe akufuna kudziwa pasadakhale njira zosiyanasiyana zosinthira ndalama ndi chindapusa, atha kuchita kafukufuku pasadakhale. Pali osintha ndalama ambiri omwe angagwiritse ntchito intaneti kuti athe kuwerenga za iwo ngakhale atakhala m'nyumba zawo. Ndikwabwino kudziwa pasadakhale kotero kuti zovuta zakusintha ndalama kukhala zina zimatha kuchotsedwa kale m'mayendedwe.
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