Mitengo yosinthira ndalama ya Dummies
Mtengo wosinthira ndalama ndiye mtengo wamtengo umodzi malinga ndi ndalama zina. Kufunika kwamitengo yosinthanitsa kumachokera chifukwa chakuti ndalama imodzi siyilandilidwa munthawi ina. Mwachitsanzo ngati muli ku Philippines ndipo mukufuna kugula chinthu nenani ma Jeans awiri, muyenera kusinthana ndalama zanu ndi ndalama zakomweko musanagule ku shopu yakomweko. Pamlingo waukulu, mayiko omwe akulowetsa katundu kuchokera kudziko lina adzafunikanso kusinthana ndalama zawo ndi ndalama zakomweko zomwe akuchita bizinesi. Mitengo yosinthanitsa imathandizira kwambiri momwe mabizinesi amachitikira pakati pa mayiko.
Mitengo yosinthana pakati pa mitundu iwiri ya ndalama imasinthasintha tsiku, ndi ora, ndi mphindi. Momwe zimakhalira komanso chifukwa chake zimasinthasintha nthawi zonse zitha kuwoneka ngati zinsinsi kwa ambiri koma zimangokhala zotsatira zomaliza zopezeka ndikufunafuna kufananiza. Monga momwe mtengo wa thonje uzikwera pamene kufunikira kwake kukupitilira komwe kulipo, momwemonso ndi ndalama ziwiri. Pakufunika kwa zinthu zaku US kuchokera ku azungu zikawonjezeka, kufunika kwa madola aku US mwachilengedwe kumakwereranso, ndipo mitengo yosinthana idzakwera bwino ndalama yaku US. Mosiyana ndi izi, ngati kufunika kwa katundu waku US kuchepa, kufunika kwa US Dollar kumachepetsanso ndipo mitengo yosinthana imatsika mosavomerezeka motsutsana ndi ndalama yaku US.
Mwakutero, mphamvu ya ndalama imawonetsera kufunikira kwa zinthu za mdziko linalake ndipo ndiyeso yamphamvu zachuma kapena kufooka kwake. Komabe, losavuta monga lamulo lazopezera ndi kufunikira lingawoneke, zinthu zomwe zimakhudza mgwirizano pakati pa ziwirizi ndizovuta kwambiri ndipo zimafunikira kuyesetsa pang'ono kuti mumvetsetse ndikuyamikira. Kuchokera pamawonekedwe azachuma, zinthu zingapo zomwe zimakhudza mbali zonse zopezera zinthu ndi zomwe zimafunikira zikuyenderana nthawi zonse kuti zitheke.
Chitsanzo cha kulumikizana koteroko ndi pamene ndalama zosinthira kwambiri zimapangitsa kuti zogulitsa kunja ziziwononga ndalama zambiri zomwe zimapangitsa kuti mitengo ifike poti mitengo ikwere pamene kupezeka kumayamba kuchepa ndipo ndalama zakomweko zimayamba kukwera. Ndalama zakomweko zikayamba kuyamikirika ndipo mitengo ikukwera, kufunika kumafotokozedwera mpaka kufunikira kwakuti kufunikira kumachepa mpaka komwe kutumizira kumatsika pang'ono. Pomaliza, mitengoyo imakankhidwanso pansi kuti ibwezeretse kufunikira kwa malonda. Ndizovuta kwambiri zomwe nthawi zonse zimayesa kufanana.
Zomwe zimatsimikizira mitengo ya Kusinthana
Mitengo yosinthira nthawi zonse imakhala kuyerekezera pakati pa ndalama zamayiko awiri ndipo pali zinthu zingapo zomwe zimatsimikizira mitengo iyi yonse yomwe ikukhudzana ndi malonda omwe amachitika pakati pa mayiko awiriwa.
- Kusiyanasiyana kwa Mitengo ya Kukwera Kwa Mtengo: Monga tawonera, mayiko omwe mitengo yotsika ikucheperachepera nthawi zambiri amakumana ndi mphamvu yogulira ndalama zawo poyerekeza ndi mayiko awo pomwe mayiko omwe mitengo yawo ikukwera nthawi zonse amawonongeka pakuchepetsa ndalama poyerekeza ndi ena.
- Kusiyanasiyana Kwa Chiwongola dzanja: Chiwongola dzanja chambiri chimapereka ndalama kwa omwe amabwereketsa ndi obwereketsa ndalama zawo. Ndege zachilengedwe zimangotsata chiwongola dzanja chambiri pomwe chiwongola dzanja chochepa chimapewa ndalama.
- Zofooka mu Akaunti Yamakono: Akaunti Yamakono, yomwe ndi mgwirizano pakati pa dziko limodzi ndi omwe amagulitsa nawo padziko lonse lapansi, imakhudza kuchuluka kwa ndalama zake. Choperewera chimatanthawuza kuti dziko likuwononga zochuluka (zoitanitsa) kuposa zomwe limatha kupeza (kutumiza kunja). Mwanjira ina, amafunikira ndalama zakunja zambiri ndikubwereka zomwe zimatsitsa mitengo yosinthira ndalama zake.
- Kukhazikika Kwandale ndi Kuchita Chuma: Mayiko omwe akhazikika pazandale ndipo awonetsa kuti chuma chikuyenda bwino amakopa ndalama zakunja, pomwe mayiko omwe ali munthawi zandale amawopseza omwe amatenga ndalama ndikupita nawo kukapeza ndalama zawo kukakhazikitsa mayiko okhazikika pandale.
Kusintha kumatsimikizika ndi zinthu zingapo zovuta zomwe nthawi zambiri zimasokoneza ngakhale akatswiri odziwa zachuma. Wogulitsa ndalama wamba wa forex amatha kuzipeza ndizovuta komanso zovuta kuziphunzira. Ndikofunikira kwambiri kuti akhale ndi chidziwitso chogwira ntchito komanso kumvetsetsa pang'ono momwe mitengo yosinthira ndalama imatsimikizidwira kuti athe kukhala ndi mwayi wopindulira bwino zomwe agulitsa.
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