Kuwombola kopindulitsa muzinthu zowonongeka za ndalama

Kuwombola kopindulitsa muzinthu zowonongeka za ndalama

Gawo 19 • ndalama Kusinthanitsa • 4453 Views • 1 Comment pa Malonda Opindulitsa mu Makhalidwe Okhazikika a Ndalama Zamtengo Wapatali

Mitengo yambiri yosinthitsa ndalama padziko lonse lapansi ili pansi pa kayendetsedwe ka ndalama zoyandama momwe msika umaloledwa kudziwa mtengo wake poyerekeza ndi ndalama zina. Zina mwazinthu zazikulu zomwe zimakhudza mitengo ya kusinthanitsa pansi pa dongosololi ndizogulitsa ndalama ndi malonda. Komabe, banki yapakati ingasankhe kulowererapo m'misika ngati mtengo wandalama ukukwera mwadzidzidzi mkati mwa nthawi yochepa kotero kuti ikuwopseza kukula kwachuma. Njira yayikulu yoti banki yapakati ilowererepo ndikugulitsa ndalama zake kuti zikhazikitse mtengo wandalama.

Komabe, si mayiko onse omwe amalola kuti mitengo yake yosinthira ndalama iziyandama. Nthawi zina, dziko likhoza kusankha kukhala ndi ndalama zokhazikika zomwe zimagwirizana ndi ndalama ina. Mwachitsanzo, Hong Kong yayika ndalama zake ku dollar yaku US kuyambira 1982 pamtengo wa pafupifupi HK$7.8 mpaka US$1. Msomali wa dollar yaku US, monga momwe ndalama zokhazikika zimadziwidwira, zathandiza gawo lodziyimira palokha kupulumuka pamavuto azachuma aku Asia komanso kuwonongeka kwa banki ya Lehman Brothers mu 2008. M'maulamuliro osinthika osinthana, njira yokhayo yosinthira ndalama ingasinthire ngati banki yayikulu isankha mwadala kuichepetsa.

N'zotheka kuti wochita malonda apange malonda opindulitsa pansi pa maulamuliro osintha ndalama zowonongeka ngati pali ngozi yomwe imapangitsa kuti banki yayikulu iwononge ndalama zawo. Koma zidzafuna kuti iwo akhale ndi chidziwitso chochuluka. Mwachitsanzo, popeza akusowa ndalama, ayenera kudziwa kuchuluka kwa ndalama zomwe banki yayikulu imasunga, chifukwa izi zidzawauza kuti bankiyo ingagwire nthawi yayitali bwanji isanakakamizidwe kutsika mtengo. Ndipo palinso kuthekera koti dzikolo lilandidwa ndi anthu oyandikana nawo kapena mabungwe monga International Monetary Fund (IMF).

Chiwonetsero Chadongosolo Akaunti Akaunti Yowonongeka Sungani Akaunti Yanu

Nthawi zina, banki yayikulu ikhoza kusankha mwadala kuwononga ndalama zawo, pomwe wogulitsa ndalama amatha kupanga malonda opindulitsa. Komabe, pali mavuto awiri omwe angalepheretse wochita malonda kupanga phindu: kusinthasintha kochepa komwe ndalama zofupikitsa zingakumane nazo, zomwe zingachepetse phindu lomwe lingakhalepo komanso chiwerengero chochepa cha ochita malonda a forex omwe amachita ndi ndalama zokhazikika. Kuphatikiza apo, wochita malonda ayenera kuyang'ana broker yemwe amapereka pang'ono funsani kufalitsa kuti awonetsetse kuti phindu silingadyedwe ndi zolipiritsa za broker.

Ndalama imodzi yomwe yatsagana ndi kusinthana kwa ndalama zomwe wogulitsa atha kutengapo ndi Saudi riyal, yomwe ikukwera ku dollar yaku US. Izi zimatsimikizira kukhazikika kwa riyal, zomwe zimathandiza kulamulira kukwera kwa mitengo, komanso kulimbitsa mgwirizano pakati pa mayiko awiriwa. Komabe, nthawi zina riyal imasinthasintha motsutsana ndi dola chifukwa cha mphekesera zoti yatsala pang'ono kugwa kapena kuti ilowa mu mgwirizano wa Gulf Economic Union ndikusintha riyal ndi ndalama imodzi ya blocyo. Kusuntha uku kumapatsa wochita malonda wodwala mwayi wopeza phindu lotetezeka pogwiritsa ntchito mphamvu zapamwamba komanso chiopsezo chochepa cha kusakhazikika.

Comments atsekedwa.

« »