Otembenuza Ndalama Paintaneti: Makhalidwe ndi Mapindu ake
Wosintha ndalama paintaneti ndi chida chomwe chimalola kuti ndalama imodzi isinthidwe kukhala ina. Poona momwe kusinthanitsa ndalama pa intaneti, ndi njira yolumikizirana yomwe imagwiritsidwa ntchito pakati pa netiweki zamabanki, amalonda, ndi osinthitsa, kuti adziwe phindu la ndalama kuyambira pomwe msika wosinthanitsa wakunja umatsegulidwa mpaka utatseka. Chifukwa chake, ndalama zapaintaneti zomwe zimasinthidwa zitha kusiyanitsidwa ndi malonda ndipo zitha kugwiritsidwa ntchito pokhapokha ngati malonda akuchitikadi.
Kugwiritsa ntchito ndalama zosintha pa intaneti sizatsopano makamaka kwa iwo omwe, nthawi ndi nthawi, angafune kudziwa ngati ili nthawi yoyenera kugula kapena kugulitsa ndalama. Kuchuluka kwa mawebusayiti omwe amasinthana ndikusintha ndalama kumafotokoza zambiri za zabwino zomwe ogwiritsa ntchito angapeze. Izi zimaphatikizidwanso ndi zomwe zimapezeka patsamba lino. Nazi zina mwazinthu izi:
Zosintha ndalama zimafotokozedwa kwambiri. Kuti mupitirire patsogolo pantchito yolondolera, mawebusayiti amawonjezera kufalitsa kwazotsogola padziko lapansi. Pafupifupi, ndalama za 30 zimatha kusinthidwa patsamba limodzi. Izi zimawonetsetsa kuti anthu omwe ali ndi ndalama zosiyanasiyana nawo apeza webusayiti malo ogulitsira amodzi pazosintha zawo.
Malo osinthira ndalama amapereka mitengo tsiku lililonse. Chifukwa msika wamsika wakunja ndiwosakhazikika, mitengo ingasinthe pakangopita mphindi zochepa. Chifukwa chake asadatsimikizire zenizeni, ogwiritsa ntchito adzakhala ndi lingaliro la momwe ndalama zawo zimathera pamtengo wina.
Malo osinthira ndalama amaphunzitsa. Pogwiritsa ntchito momwe ndalama zimayendera, ogwiritsa ntchito amaphunzitsidwa pazomwe zimayambitsa izi, ndipo amapatsidwa zowunikira komanso zowerengera kufanizira izi. Kwa wogwiritsa ntchito chidwi, gawo lophunzitsali la tsamba losinthira ndalama limamuthandiza kumvetsetsa bwino malingaliro okhudzana ndi ndalama komanso kufunika kwake.
Wosintha ndalama paintaneti amatha kutsitsidwa. Mawebusayiti ena amapereka mapulogalamu aulere. Ngati intaneti ikubweretsa vuto, ogwiritsa ntchito ali ndi pulogalamuyo kuti iwasungire kumbuyo. Chomwe chimapangitsa izi kukhala chosangalatsa kwa ogwiritsa ntchito ndikuti, ntchito yotsitsa sikuti imangokhala pamakompyuta okha, komanso mafoni anzeru komanso mafoni. Ndizosavuta kwa anthu omwe akupita.
Ndi zomwe zatchulidwazi zosintha ndalama paintaneti, ogwiritsa ntchito apeza maubwino osangalatsa pankhani yokhudza mtengo, kugwiritsa ntchito mosavuta, komanso kulondola. Mtengo umawonedwa ngati phindu chifukwa ogwiritsa ntchito salipidwa pantchito yosintha. Pazinthu zina zosintha zomwe zimafunikira kuwerengera, ndalama zokhazokha zitha kufunidwa. Mawonekedwe osavuta komanso zovuta zomwe zimapangitsa kuti osintha ndalama azigwiritsa ntchito intaneti mosavuta, ndipo zomwe zimapereka zimawonedwa kuti ndizolondola panthawi yakusintha.
Ngakhale ena amalonda kapena osinthitsa ali ovuta kugwiritsa ntchito osintha ndalama paintaneti, anthu ambiri amavomereza kuti zimapangitsa ntchito yawo kukhala yosavuta pakusintha ndalama. Kuti mutsimikizire izi, osintha ndalama paintaneti avomerezedwa mu malonda azamagetsi. Malo ogulitsira pa intaneti ayamba kuphatikiza otembenuza ndalama mumawebusayiti awo kuti ogula adziwe kuchuluka kwa ndalama zomwe amawononga. Ndi izi zikuwoneka, tikadapezabe momwe ukadaulo wosinthira ungalimbikitsire moyo wa ndalama.
« Momwe Mungagulitsire Mitundu Yotsatsa Ndalama Zakunja Kufunika Kudziwika Kwazosintha Kwapaintaneti »
