Kukula Kwachuma cha Mabanki aku US Mu 2011 Mulole Kuti Ndiwo Achitiridwa Umboni Pang'ono Pokha Chiyambire Kukhumudwa Kwakukulu Ndipo Sizingayende Bwino Mu 2012
Ambiri aife omwe tili mgulu lazamalonda ndi amalonda tadodometsa mitu yathu tikamaganizira momwe mphamvu yokoka yakhalira ikusokonekera pamsika wazachuma zaka ziwiri zapitazi. Chifukwa cha kusintha kwa paradigm ndi zochitika zosakanikirana za kuchotsera ndalama, kupulumutsa ndi kuchepa kwa kuchuluka (kotsimikiziridwa ndi mfundo zodzigwirizana za zirp zomwe mayiko ambiri akutsogola) ndalama zinali ndi malo ochepa oti apumulire, mitengo yamagawo a ergo idayitanitsidwa ndi kuchuluka kopitilira muyeso kwamalonda . Ngakhale izi zili chomwecho tsopano tikuphunzira kuti pulogalamu yopanda malire yamagawo obwezeretsanso yakwezedwa.
Vumbulutso ili, lothandizidwa ndi kuchepa kwa ndalama, phindu ndi ndalama zochokera kumabanki, zimapangitsa kukhala nthawi yowopsa komanso yoyaka kwambiri kwa osunga ndalama pamsika wamagulu. Sindikufuna kunyoza luntha la owerenga athu ndi makasitomala awo kuti ndipereke komwe, mwa lingaliro langa, ndiye malo abwino kwambiri opezera ndalama pompano ..
Zikuwoneka kuti ndalama zikuchepa ku USA koyamba kuyambira pomwe msika wang'ombe unayamba mu 2009, makampani akuchepetsa kugulitsa masheya kutsika kwambiri kuyambira 2006 pomwe akuchita nawo ziwongola dzanja mwachangu kwambiri pazaka zinayi. Makampani opitilira 1,970 aku US adagula $ 397 biliyoni chaka chatha, pomwe amapereka $ 169 biliyoni zatsopano zokha.
Kuperekera kwakuchepa kumathandizira mitengo ndipo oyang'anira makampani angakonde kugula magawo m'malo mongowononga ndalama kuti zikule. Kukula kwadzidzidzi kukulepheretsa kupindulira ndikulepheretsa anthu omwe adapeza ndalama zomwe adatenga ndalama zanyumba miyezi isanu ndi itatu yolunjika mpaka Disembala, yomwe ndi yayitali kwambiri kwa zaka makumi awiri.
S & P 500 imagulitsa ndalama zokwana 13.6, kuyambira 15.2 chaka chapitacho ndi 19 peresenti yocheperapo kuyambira pakati pa 1960. Gauge idatsika ndi 0.04 point mu 2011, kusintha kwakung'ono kwambiri pachaka kuyambira 1947, atakwera 11% m'gawo lachinayi. S & P 500 idapeza 2.9% mpaka pano chaka chino.
Zogulitsa zaku US zidagwa pa 8% mu 2011 chifukwa chiwongola dzanja pafupi ndi mbiri yakale zidalimbikitsa makampani kuti atulutse ma bond m'malo. Kugulitsa ngongole zamakampani kudakwera 3.2% mpaka $ 800 biliyoni, kupitilira zopereka zamagulu ndi gawo lalikulu kwambiri kuyambira 2008, malinga ndi zomwe zidalembedwa ndi Bloomberg.
Ndalama Za Bank Zikugwa
Citigroup adalumikizana ndi JPMorgan Chase potumiza ndalama zawo zochepa kwambiri kuyambira pomwe mavuto azachuma a 2008 adatsika pomwe malonda adatsika. Citigroup adati kotala lachinayi lidagwa 7% kuyambira chaka chapitacho mpaka $ 17.2 biliyoni. Ndalama zonse zidatsika ndi 11% mpaka $ 1.17 biliyoni chifukwa ndalama zogulitsa zidatsika ndi 37% ndipo mabanki azachuma adatsika ndi 45%.
Citigroup idagwa 6.8% mpaka $ 28.66 kuyambira 12:37 pm ku New York, ntchito yoyipa kwambiri pamakampani 24 a Bank Index. Wells Fargo apitilira 1.3 peresenti mpaka $ 29.98. JPMorgan yochokera ku New York yatsika ndi 2.2% mpaka $ 35.12.
Kukula kwachuma kwa mabanki aku US mu 2011 mwina kunali kochedwa kwambiri kuyambira pomwe Kukhumudwa Kwakukulu sikungayende bwino mu 2012, Mike Mayo, wofufuza ku CLSA Ltd., adati pa Bloomberg Television mwezi watha. JPMorgan, banki yayikulu kwambiri mdziko muno ndi chuma, adati sabata yatha kuti ndalama zatsika ndi 18% mpaka $ 21.5 biliyoni. Ndalama za Citigroup ndizotsika kwambiri kuyambira kotala lachinayi la 2008. Banki yochokera ku New York yati itaya antchito 5,000, 25% ikuchokera kuzachitetezo ndi kubanki. Ndalama zomwe Citigroup adapeza zidakwanira chaka chomwe magawo adagawika 44% pakati pamavuto aku Europe.
mwachidule Market
Katundu adakwera Lachiwiri, akukankhira S & P 500 pachimake kuyambira koyambirira kwa Ogasiti, koma misika yaku USA idabwereranso pambuyo pake pamsonkhanowu chifukwa chakuchepa kwa phindu kwa Citigroup. Gawo lazachuma lidapambana msika wamsika m'masiku ochepa oyamba a 2012.
Katundu wa Citigroup adatsika ndi 8.1% mpaka $ 28.25 atanena kuti ndalama zochepa zomwe apeza. KBW Banks Index idataya 1.4 peresenti. Pofika Lachisanu, Index inali itatsala pang'ono kufika. 10% pachaka, pomwe S & P 500 inali pafupifupi 2% kupitirira.
Kugulitsa kwamabanki kunapha msonkhano womwe unakankhira S & P 500 mpaka 1,300 koyamba kuyambira Ogasiti. Dow idawonjezera mfundo 60.01, kapena 0.5%, kutseka pa 12,482.07 nthawi ya 4 koloko masana ku New York ndipo Index & Poor's 500 Index idakwera ndi 0.4% mpaka 1,293.67. MSCI All-Country World Index idapeza 0.9% pambuyo poti Shanghai Composite Index idakwera 4.2%, phindu lake lalikulu kwambiri kuyambira 2009, pomwe kukula kwachuma ku China kukuyerekeza.
Yuro idakwera ndi 0.6% mpaka ma yen 97.87, ndikumanga kuchepa kwamasiku ake awiri, idalimbitsa motsutsana ndi anzawo asanu ndi anayi mwa 16 akulu. Dola latsika motsutsana ndi 14 mwa anzawo akulu 16. Dola Index idatsika ndi 0.5%, ikubwerera m'mbuyo miyezi inayi. Mafuta adakwera 2% mpaka $ 100.71 pa mbiya, ndikudula masiku atatu, pomwe France idalimbikitsa kuchititsa mwachangu lamulo lomwe Europe ikufuna mafuta aku Iran.
Kutulutsidwa kwa kalendala yachuma komwe kungakhudze malingaliro pagawo lam'mawa
09: 30 UK - Chiwerengero cha Odzinenera Disembala
09: 30 UK - Zonena Zachabe Zosintha Disembala
09: 30 UK - Avereji ya Zowonjezera Zikuwonjezeka Novembala
09: 30 UK - Mtengo wa Kusowa Kwa Ntchito ku ILO Novembala
10: 00 Eurozone - Ntchito Yomanga Novembala
12: 00 US - MBA Ngongole Zofunsira W / e 13 Jan
Chiwerengero cha ntchito ku UK chingakhudze malingaliro abwino. Kafukufuku ku Bloomberg ananeneratu kuchuluka kwa 8.30% pamlingo wa ILO, chimodzimodzi ndi mwezi wapitawu. Kafukufuku akuwonetsa kulosera kwapakati pa + 7000 kwa omwe adzawafunse ena poyerekeza ndi kusintha kwa + 3000 mwezi watha.
