Oga 16 • Kugulitsa Ndalama • 4704 Views • Comments Off pa Mitengo Yosinthanitsa Zakunja ndi Zoyambitsa Msika
Kuli kosasunthika pamsika wogulitsa kunja. Mitengo yosinthana ndi mayiko akunja imatha kusinthasintha mu mphindi zochepa kapena ngakhale masekondi - ena amatha kusunthira pang'ono monga gawo limodzi la ndalama ndi zina mwa ndalama zazikulu zingapo za ndalama. Mitundu yamtengo imeneyi siinapangidwe. Zitsanzo zamtengo wapatali zimanena kuti ndalama zimayenda mosamveka, pomwe ena amanena kuti zikuluzikulu zimakhudza ndalama zowonongedwa.
Mu ndalama zamakono, mtengo wa ndalama umatsimikiziridwa ndi kupereka ndi kufuna. Ngati pali chofunika chachikulu potsatsa ndalama, mtengo wake ukukwera. Mosiyana, pamene zofunazo ndizochepa ndipo zopereka zili pamwamba, mtengo umatsika. Zinthu zosiyanasiyana zimakhudza kupereka ndi kufunika kwa ndalama zinazake. Otsatsa zamalonda ayenera kudziwa zinthu izi zomwe zimakhudza ndalama zakunja kuti athe kumvetsetsa momwe msika umayendera komanso kuti ziwonetsere bwino mwayi wogulitsa ntchito zopindulitsa.
M'munsimu pali zina zomwe zimakhudzidwa ndi msika zomwe zimakhudza chiwongoladzanja cha ndalama zakunja:
Mpweya wabwino. Kawirikawiri, iwo omwe ali ndi ndalama zomwe zimakhala ndi kuchepa kwapang'ono kumakhalabe zotsutsana ndi ndalama zina ndi kupititsa patsogolo kwa inflationary. Pamene kugula kwa ndalama inayake kumakhalabe kolimba, kufunika kwake pa ndalama zowononga kumakhala kwowonjezereka. Kutsika kwapansi kwapansi kuphatikizapo chiwongoladzanja cha chiwongoladzanja kumabweretsa ndalama zambiri zamayiko akunja ndi kufunika kwa ndalama, motero kuwonjezereka kusinthanitsa ndalama.
Zotsatira za Chidwi. Pogwiritsa ntchito mphamvu zowonjezereka, chiwongoladzanja chikugwirizanitsa ndi kuwerengetsera ndalama. Pamene chiwongoladzanja chikukwera, iwo amapereka kubwerera kwakukulu kwa ndalama. Izi zimapangitsa okongola kwa amitundu akunja kuti abwere ndikukhala ndi zokolola zambiri pa ndalama zawo. Ndondomeko yowonjezera ya ndalama yomwe imasunga chiwongoladzanja cha chiwongoladzanja komanso kutsika kwa chuma kumachepetsa kuchuluka kwa ndalama zachuma.
Zochita Padziko Lonse. Ndalama zowonjezera dziko zimachokera ku mayiko ena kunja kwace poyerekeza ndi zomwe zimagwiritsidwa ntchito chifukwa cha zochokera kunja kwa wogulitsa malonda, ndipo ndalama zake zimakhala zolimba. Izi zimayesedwa ndi malipiro a dziko. Dzikoli likapanda malipiro ake, limatanthauza kuti limapereka ndalama zowonjezera zomwe zidapitsidwira kuchokera kumayiko ena. Chiphuphu chimapangitsa ndalama zazing'ono kusiyana ndi ndalama za ogulitsa malonda awo.
Zochitika za ndale. Kufuna ndalama zinazake kungakwere kapena kugwa malingana ndi chidaliro cha amalonda akunja pa chuma ndi ndale za dzikoli. Nkhondo za ndale kapena chisokonezo zingayambitse kuwonongeka kwa chiwongoladzanja ndi kuthawa kwa mayiko akunja ku mayiko ena omwe akuwoneka kukhala olimba. Izi zimapangitsa kuti phindu la ndalama za dzikoli liwonongeke komanso kuchepa kwa ndalama zakunja.
Kuganizira zamsika. Zambiri mwa kayendetsedwe ka msika wamakono zimayendetsedwa ndi malingaliro a malonda. Maganizo amenewa nthawi zambiri amapezeka ndi uthenga ndi zowonjezera zomwe zimayambitsa kayendetsedwe kake kapena kuchoka ku ndalama zina zomwe zimawoneka kuti zamphamvu kapena zofooka zimapatsidwa zina zomwe zimayambitsa kuchokera kwa otsatsa malonda. Kusunthira mtengo kwa msika wamakono kumakhudzidwa kwambiri ndi amalonda aakulu monga makampani, ndalama zachuma, ndi mabungwe azachuma. Malingaliro a malonda pa kayendetsedwe ka mtengo amachokera ku ziyembekezero za phindu mumsika wam'tsogolo.
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