Kungani Ukuhweba Ngokumelene Nesitayela kufana nePicking Up Pennies Phambi Kwe-Steam-Roller
Lapho usuthengise isikhashana uzoba nomtapo wolwazi wokuhweba ama-anecdotes, amanye awakho uqobo, amanye angamasekeni noma owesithathu. Ngenkathi ngisekela iNdodana yami encane edlala ibhola emqhudelwaneni kuleli hlobo ngangixoxa nomunye ubaba. Akukona ukungazi kwami kepha akuvamile ngibuze abanye abazali (noma abantu engihlangana nabo) ukuthi benzani, uma befuna ukukukhipha noma bangibuze ngqo umbuzo kulungile, kepha akuwona umbuzo engiwubuzayo noma ulwazi engilunikelayo. Ukukhuluma iqiniso abantu abaningi babuza lo mbuzo ukuthola lapho uhlangana khona namasiko abo, imibono yabo kanye nemibono yangaphambi kokucabanga. Uma ubuzwa ngimane ngisho ukuthi ngingumhwebi wemali yokushintshisana ngemali yangaphandle nomhlaziyi wemakethe, lokho ngokuvamile kuyakhohlisa; ukubuka okungenalutho, ingxoxo engahle ibulawe futhi uma ngikhuluma iqiniso ngikupholile lokho.
Kodwa-ke, lo mzali uphenye kakhudlwana ngezinga; “Oh, ngizoya eSpain emavikini ambalwa, noma yimuphi umqondo wokuthi i-euro izokwenzani?” Ngikhubaze ukuzamula kwengqondo, (ngilahlekelwe yisikhathi sezikhathi engithole lo mbuzo kimi) futhi impendulo yami, ngenkathi ngimamatheka ngamazinyo ahlanganisiwe, yayimfishane futhi ifinyelela eqophelweni; “Angazi nakancane ukuthembeka”. Wayebukeka exakekile ngakho ngacabanga ukuthi ngizofaka inyama ethe xaxa ethanjeni; “Bheka, nansi into, i-sterling eqhathaniswa ne-euro okwamanje isezingeni eliphansi, ukuthambekela kugcine cishe. isonto, kungangena isikhathi sokuhlanganiswa uma kungagcina kuphenduke umusa omuhle kodwa ngokweqiniso ukuqagela kwakho kufana nokwami, ngilandela izitayela, angenzi (noma ukuhweba) ukubikezela, hhayi okwami noma komunye umuntu ”.. Yilapho ukushintshana kuyeke khona, ubesabonakala edidekile, mhlawumbe ubecabanga ukuthi ngizoba yisilekeleli semakethe, ngilungele ukudlulisa ukubikezela okuyimfihlo lapho i-euro ibheke khona, kepha cha, ngizohlala ngifunda isangoma, nalowo mlumbi , imakethe, ihlale inamaqhinga amaningi futhi isho imikhono yayo…
Ukubona ukuthambekela, ukuhweba ngomkhuba, ukuhweba ngokumelene nomkhuba, ukuhlala kude nobubanzi, ukuhweba ezimakethe eziqala nezithrendayo .. lezi zinqumo zehlela odabeni olulodwa olubalulekile; ufuna ukulwa nemakethe noma usebenze nayo? Ngenkathi kunabaningi abaphumelelayo 'abaguquguqukayo' abasho laphaya emphakathini wethu wokuhweba we-FX 'umsebenzi' jikelele esiwenzayo ungaba nzima ngokwanele. Kungani noma ngubani engakhetha ukuhlanganisa lelo banga lobunzima, ngokungafani nokukhetha indlela yokuphikiswa okuncane, kuzohlala kuyimfihlakalo njengoba kuyisiqalekiso kubathengisi abaningi, ikakhulukazi abadayisi be-swing kanye nezikhundla. Kodwa-ke, ngokuqinisekile abathengisi bosuku kanye noma abafake isikhafu bangaqinisa kakhulu imiphumela yabo uma bethengisa kuphela ngomkhuba ngaphandle kokuphikisana nawo kanye nemakethe? Vele uthathe ukuhweba ngokuhambisana nomkhuba bese udlulisela kulabo abamelene nabo, ngaso sonke isikhathi funa ozimele besikhathi esiphakeme ukunquma ukuqondiswa.
Indlela yokukhomba ukuthambekela kufanele kube ukuzivocavoca okuqonde ngqo, uma ukhetha ukuhweba nge-forex off, ngokwesibonelo, isikhathi esiyi-1hr bese usebenzisa indlela efanayo naleyo oyithengisa ngehora elilodwa oyisebenzisayo ukunquma ukuthi lo mkhuba usunguliwe yini noma cha. noma ukuqala ukusungulwa ku: i-1 hr, i-2 hr futhi mhlawumbe nesikhathi sansuku zonke. Uma kunjalo (futhi uma uhweba ngalowo mkhuba) khona-ke amathuba okuhweba kwakho ngawodwa aphumelele futhi okubaluleke kakhulu enenzuzo akhuliswa kakhulu.
Abathengisi abaningi abanolwazi nabaphumelelayo, (izichasiso ezimbili zihlala zihambisana) zibhekisa emithethweni emine okufanele ibe yingxenye yawo wonke amasu okuhweba abahwebi futhi ibhalwe kuhlelo lwezinhlamvu oluveza uhlelo lokuhweba umhwebi ngamunye okufanele asebenze kulo.
- Ukuhweba ngomkhuba
- Sika ukulahlekelwa kufushane
- Vumela inzuzo isebenze
- Phatha ubungozi
Ukuhweba ngalo mkhuba kuhlobene nesinqumo sendlela yokuqalisa ukuhweba. Kufanele uhwebe njalo ngokuya ngokuhamba kwamanani kwakamuva. Kufanele usebenzise i-hardwire ku-'kuhweba 'kwakho noma ngabe ungumthengisi wosuku, mhlawumbe uhweba ngozimele besikhathi semizuzu engu-15 ufuna ukuzuza kwamapayipi angama-20, ngokwezibalo kungenzeka kakhulu ukuthi ube nabaphumelele ngokuthambekela kunokuphikisana nokuhweba ngokumelene nalo. Ukuhlaziywa kwezibalo kwedatha yamanani ezimakethe esikhathini esidlule kufakazele ukuthi izinguquko zamanani zingahlelekile ngokungahleliwe ngengxenye encane yethrendi. Leli qiniso lesayensi libaluleke kakhulu kulabo abahlose ukulandela ukuhweba nokuhweba kwangaphambili ngendlela enengqondo, ngokwesayensi. Noma imuphi umzamo wokuhweba amaphethini nezindlela zesikhashana, hhayi ngokususelwa kumkhuba, ngokusobala kungenzeka kakhulu ngokwehluleka ukwehluleka. Abathengisi abaphumelelayo basebenzisa indlela ebanikeza umkhawulo wezibalo. Lo mkhawulo kufanele uqhamuke ekuthambekeni kwentengo ukuya kuthenda. Esikhathini eside ungenza imali kuphela ngokuhweba ngokuvumelanisa nalezi zinkambiso zemakethe; lapho amanani enyuka, kufanele uthenge kuphela, lapho amanani ehla, kufanele uthengise kuphela.
Lesi simiso esibalulekile empumelelweni yokuhweba saziwa kahle, ngakho-ke kungani abahwebi abaningi kangaka beqa njalo? Njengabathengi kubukeka sengathi sinentambo yokufuna ukuthengiselana, ngakho-ke siyabheka futhi sizama ukuthenga ezansi kakhulu, noma ukuthengisa phezulu kakhulu ngaphambi kokuba kusungulwe izitayela ezintsha. Abadayisi abanqobayo bafunde ukulinda kuze kuqinisekiswe ukuthambekela ngaphambi kokuthatha isikhundla esihambisana nalolo mkhuba. Umgomo obalulekile ukunganaki ukuzama ukubikezela izimakethe futhi umane uthengise ukuthambekela. Uma uthengisa ngokuya ngomkhuba othile ulandela izimakethe kanye nentengo yemakethe kunokuba ubikezele intengo futhi iningi labathengisi abangaphumelelanga basebenzisa imisebenzi yabo yokuhweba befuna izindlela ezingcono "zokubikezela imakethe". Uma uhlakulela isiyalo sokukala nokukhomba izitayela, usebenzisa isikhathi esiphakathi nesikhathi sesikhathi eside, ngenkathi uhlala uhweba ngokuya kulo mkhuba, uzoba sendleleni efanele yokuhweba okunenzuzo.
Enye indlela kumkhuba olandelayo ukubikezela. Lesi yisicupho cishe bonke abathengisi abangena kuso ikakhulukazi lapho beqala ukuthola ukuhweba njengomsebenzi ongaba khona. Babheka izimakethe bese bephetha ngokuthi indlela engcono yokuphumelela ukufunda indlela yokubikezela ukuthi izimakethe zizohamba kuphi ngokuzayo. Izitayela ezilindelwe kungumsebenzi ongenakwenzeka, futhi izitayela kulapho kuzotholwa khona iningi lenzuzo. Ungachaza kuphela umqondo wethrendi maqondana nesikhathi esithile, isikhathi sakho osithandayo, ingxenye eyinhloko yanoma yiluphi uhlelo lokuhweba olunquma ukuthi yisiphi isikhathi ozosisebenzisa ekwenzeni izinqumo. Kulula ngokombono ongokwengqondo ukugcina isikhathi sifushane njengoba ukuhweba ngomkhuba kungaba nzima ukuwakha njengekhono, ukulahleka okukhulu uma ungalungile kungahle kungabeki abathengisi abasafufusa. Kepha ngokungangabazeki imiphumela emihle ivela ekuhwebeni kwesikhathi eside.
Ukuhlakanipha okutholakele ukuthi izimakethe zihamba ngamaphesenti angamashumi amabili wesikhathi nobubanzi ekuhlanganiseni amaphesenti ayisishiyagalombili esikhathi. Ikhono lichaza ukuthi ukuthambekela kuqala kuphi nokuthi kumisa kuphi. Lapho izitayela zakho zemakethe ungena ngesikhathi esifanele, gibela lo mkhuba, bese uphuma endaweni efanele. Ngakho-ke inzuzo yakho kufanele isuse ukulahlekelwa kwakho ngesikhathi sezikhathi. Njengabahwebi kufanele sikwamukele ukuthi asazi ukuthi imakethe izothuthuka nini nokuthi izokuba nini. Eqinisweni, kuwubuwula ukubikezela noma yini eyenzayo. Ungathengisi ukubikezela, phendula emakethe. Ukuze wandise amathuba akho okuphumelela, isikhathi esibekiwe sokulinganisa izitayela kufanele okungenani sibe nsuku zonke. Kufanele ufake kuphela ukuhweba ngokuya ngentengo yentengo eboniswe ngokucacile futhi iboniswe eshadini lansuku zonke, ukuthi leyo nkambiso kufanele isungulwe isikhathi esingakanani eshadini lakho lansuku zonke ngaphambi kokufaka ngokusobala kuyehluka futhi lokho kuya kumthengisi ngamunye. Ukusebenza 'emuva' ungakubona ngokucacile ukuthambekela kuhlaka lwakho lwesikhathi sehora elilodwa nasesikhathini sesikhathi samahora amane? Lapho-ke amathuba ukuthi uthengisa ngomkhuba.
Kulula impela ukuthi wenze isinqumo esibalulekile maqondana nohlelo lwakho lokuhweba jikelele, abathengisi abanolwazi kwesinye isikhathi bazinikeza ukushaywa kwengqondo ukuzikhumbuza ngeqiniso eliyisisekelo lokuthi amathuba empumelelo yanoma yikuphi ukuhweba akhuliswa kakhulu ngokuhweba ngomkhuba . Uma ngabe le ndatshana ikuthole njengomhwebi osafufusa olwa nomqondo kungenzeka ukuthi ufunde emizuzwini eyishumi ethathiwe ukufunda lolu lwazi kanye nesifundo abathengisi abaningi abasithathile izinyanga, iminyaka kanye nokulahlekelwa okukhulu abakufundayo.
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