NgoNovemba 12 • Phakathi kwemigca, Izihloko ezifakiwe • 16016 izimvo • Comments Off on Ngaba ungaphila ngokurhweba ngeFX? Xa inyani iluma kwaye ibuhlungu…
Zininzi izizathu zokuba singene kurhwebo lokuthengisa kwaye kukho izinto ezingaguqukiyo ezithile, ezihamba ngenkqubo yethu yokwenza izigqibo ekugqibeleni zisikhokelele ekurhwebeni njengento esinokuziphilisa ngayo okanye into yokuzonwabisa. Mhlawumbi esona sizathu sikhulu sokuba singene kurhwebo lokuthengisa kukuzimela kwaye ekugqibeleni sibe zizityebi kwaye masinyaniseke sonke sizonwabisa ngeentelekelelo zethu malunga nobutyebi kwaye akukho nto iphosakeleyo ngokuzonwabisa… Bambalwa kakhulu kuthi abafumana inguqu egqibeleleyo ukusuka; ukufumana ishishini, ukurhweba ngeemarike ixesha elithile (ngelixa sibambe umsebenzi osisigxina) ukuze ekugqibeleni siqalise ukurhweba njengowona msebenzi wethu wexesha elizeleyo. Njengoko siye sagxininisa amaxesha amaninzi akukho namnye kuthi olandela indlela efanayo kwindlela yethu yokukhanyiselwa ngabarhwebi; sonke silandela iindlela zomntu ngamnye eziya empumelelweni ezikhethekileyo kuthi njengesimilo nobuntu bethu.
Omnye wemibuzo yokuqala esiyiphakamisayo xa sifumanisa ukurhweba okokuqala; "Ngaba singaphila kwingeniso yokurhweba?" Emva kwayo yonke loo nto, akukho nqaku lincinci ekungeneni kwishishini ngenjongo yokuba ekugqibeleni libe lixesha elipheleleyo ngaphandle kokuba lo mbuzo ubuziwe. Siyakufuna malini, ukuze sirhwebe ngokuzimeleyo kwingeniso ekhuselekileyo evela emsebenzini, inokwahluka kakhulu ngokusekelwe kwindawo orhweba kuyo. Ngokomzekelo, siyazi ngomthengisi onomdla kakhulu eCairo othengisa i-akhawunti ye-5,000 yeedola kwaye ujonge ukwenza i-circa $ 500 ngenyanga, leyo (ngokutsho kwakhe) inika umvuzo ophilayo eYiputa. Ayingomvuzo 'ulungileyo', kodwa kuye, njengomrhwebi oselula onezinto ezimbalwa eziphumayo, inika loo nto ayibiza ngokuba “ngumvuzo ophilayo ukunceda yena kunye namalungu osapho lwakhe”. Eli lixesha e-Egypt xa ilizwe likwisiphithiphithi esikhulu kunye notshintsho kwaye intswela-ngqesho ikwinqanaba eliphezulu elirekhodiweyo kwabo bangaphantsi kweminyaka engama-30, bebengaqeshwanga ngokungekho mthethweni kugqithise kakhulu. Ngoku (ngokungekho semthethweni) ingaphezulu kwamanqanaba kumazwe aseYurophu anjenge-Itali, iSpain kunye neGrisi, i-Egypt ikwi-70% yolutsha olungaphangeliyo. Ke ngoko indoda yethu yaseCairo "ibala iintsikelelo zayo" ngokufumana umvuzo 'ongahlawulelwa rhafu', ukuze iphuhlise kubunewunewu bonxibelelwano lwe-intanethi olundilisekileyo kunye nelaptop (ebonwa ngeentsuku ezingcono). Ngoko ke nanku umzekelo omnye okrwada nowenyani kakhulu womntu ophila kwingeniso yeFX yokurhweba, ngeendlela ezininzi akafumani ngqiqweni ngakumbi okanye nzima kwaye uyakwazi ukwenza oko phantsi koxinzelelo abaninzi bethu kwihlabathi laseNtshona abangenalo. ukubandezeleka. Kodwa ukusinda kwakhe ekurhwebeni kweFX (ngokuchasene nokuphumelela ngokwenene) kubonisa uthelekiso olunomdla; ingakanani inzuzo xa uthelekisa nobungakanani beakhawunti yakho oyifunayo ukuze uphumelele kwishishini leFX? Kwaye ukusebenza ngoku, ngakumbi ukuba usekuqaleni komsebenzi wakho wokurhweba, kuya kungqina ukuba lolona zibalo lubalulekileyo onokuthi ulwenze kurhwebo luchaphazelekayo. Kuya kuthintela 'ukuphupha emini' malunga nezinto ezinokwenzeka nezingenakwenzeka.
Abarhwebi base-UK, eYurophu nase-USA abanakuphila nge-akhawunti yeedola ezingama-5,000 zeedola ezivelisa malunga neshumi lepesenti yembuyekezo ngenyanga besa ingeniso eqhelekileyo, eyimbuyekezo ebalaseleyo ngemilinganiselo yakhe nabani na kwaye umhlobo wethu waseJiphutha kufuneka avuyisene ngokufezekisa oku. ukungaguquguquki. Ke ngaba abarhwebi 'bentshona yehemisphere' kufuneka bajonge ubungakanani beakhawunti yabo yokuqala kwaye benze isigwebo malunga nokuba ngabanakho ukuba ngabarhwebi bexesha elizeleyo? “Ewe” yimpendulo emfutshane kwaye siza kucacisa ukuba kutheni. Kudla ngokuthiwa ekuphela kwendlela yokwenza isigidi ngokurhweba ngeFX kukuqala ngezigidi ezilishumi. Ukwenza ipesenti yeshumi lembuyekezo kwi-akhawunti kufanele kucace nakubani na. Unokurhweba mhlawumbi nge-0.1% kuphela ye-akhawunti yezigidi ezilishumi ukufumana imbuyekezo yepesenti ezilishumi ngonyaka. Ngengqondo epheleleyo echanekileyo, ulawulo lwemali kunye nendlela, ukubuyisela isigidi esinye kwi-akhawunti yezigidi ezilishumi kufuneka kube lula njengokubuyisela i-1000 yeedola kwi-akhawunti yamawaka alishumi eedola. Kodwa kuninzi lwethu inyani yeyokuba asisoze sirhwebe ngeakhawunti yezigidi ezilishumi zeedola kwaye ubukho bokwenene kufuneka bunabele kwimeko yakho yangoku. Abarhwebi kufuneka, kwasekuqaleni kwekhondo labo lokurhweba, njengoko bebophelela imithetho yabo njl.njl kwisicwangciso sabo sokurhweba, babe nenyani ngokubhekiselele kubungakanani beakhawunti abanabo nalapho bunokubathatha ngokwenyani. Ukuba une-5,000 yeedola ngoku, umsebenzi wakho wangoku awukushiyi unogcino oluninzi lokunyusa eli nqanaba kwaye awufane ufumane naziphi na izixa zemali ngendlela yelifa elivela kwisalamane, ke akukho sizathu sokuphupha, lixesha. ukuba sengqiqweni. Oku kulapho inyani iluma kwaye inokulimaza ikratshi kunye neemvakalelo zabathengisi be-novice abakhohliswa zizithembiso zobutyebi abaninzi kwishishini lethu abahlulekayo ukudlala phantsi. Kodwa ukuba nenyani malunga nokuba yintoni enokwenzeka, enokwenzeka kwaye iyinyani, sesinye sezithintelo zokuqala abathengisi abatsha ekufuneka boyise ukuze banandiphe naluphi na uhlobo lwempumelelo. Kwaye njengoko umrhwebi wethu waseCairo engqina ukuba kuhlala kukho inqanaba apho impumelelo ehambelanayo inokonwatyelwa. Kubalulekile ke ngoko ukuba abarhwebi abatsha bahambelane namabhongo abo kubungakanani beakhawunti yabo, bobabini xa beqala ukurhweba nanjengoko beqhubela phambili.
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